Standard Medigap Plans Offered in Massachusetts 2013
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| Comparison of Plans | Core | Supplement 1 | |
| Basic Benefits Included In All Plans | |||
| Hospitalization Part A Co-payments Days 61 - 90: $296 per day Days 91-150: $592 per day 365 Additional Lifetime Hospital days - Paid in full | X X X | X X X | |
| Part B Coinsurance - Coverage of coinsurance, in most cases, 20% of approved amount Parts A and B Blood First 3 pints | X X | X X | |
| Additional Benefits | Core | Supplement 1 | |
|---|---|---|---|
| Part A Deductible for Hospital Days 1 - 60 $1184 per benefit period | X | ||
| Skilled Nursing Facility Coinsurance Days 21-100- $148.00 per day | X | ||
| Part B Annual Deductible - $147.00 | X | ||
| Foreign Travel - For Medicare-covered services needed while traveling abroad. | X | ||
| Inpatient Days in Mental Health Hospitals In addition to Medicare's coverage of 190 lifetime days and less any days previously covered by plan in same benefit period | 60 days per calendar year | 120 days per benefit period | |
Medicare Supplement Plans Offered in Massachusetts for Coverage in 2012
| Medigap Carriers Please note that rates may change in 2013 | Medicare Supplement Core monthly premium | Medicare Supplement 1 monthly premium |
| Blue Cross & Blue Shield of MA (Medex TM) 1-800-678-2265 sales/applications 1-800-258-2226 member services 1-800-522-1254 (TDD) www.bluecrossma.com (continuous open enrollment ) Optional Preventive Care Benefits Rider 1 | $96.38 | $183.73 |
| Optional Preventive Care Benefits Rider 1 | $7.67 | $7.67 |
Fallon Health & Life Assurance Company 1-866-330-6380 sales/apps1-800-868-5200 member services 1-877-608-7677 (TDD) www.fchp.org/medicare-choices (continuous open enrollment) | $100.25 | $182.00 |
HNE Insurance Company
| $100.50 | $189.50 |
HPHC Insurance Company, Inc. 1-800-782-0334 sales/apps1-877-907-4742 member services 1-888-259-8276 (TDD) www.harvardpilgrim.org (continuous open enrollment) | $98.50 | $185.50 |
| Humana Insurance Company 1-800-872-7294 sales/applications 1-800-866-0581 member services 1-800-833-3301 (TDD) www.humana-medicare.com (continuous open enrollment) | $137.18 | $214.41 |
Humana Insurance Company
| 149.28 | 226.51 |
Tufts Insurance Company 1-800-714-3000 sales/apps1-800-701-9000 member services 1-800-208-9562 (member services) 1-888-899-8977 (sales/apps) www.tuftsmedicarepreferred.org (continuous open enrollment) | $102.71 | $199.70 |
| United Healthcare Insurance Company Only for members of AARP (American Association of Retired Persons) 1-800-523-5800 (continuous open enrollment) | $122.75 | $211.50 |
In addition to the above-noted Medicare Supplemental plans, Massachusetts residents may enroll in Medicare Advantage Plans as well as Part D Prescription Drug Plans with the Centers for Medicare and Medicaid Services ("CMS"). For further information regarding these plans please visit the following website:
https://www.medicare.gov/find-a-plan/questions/home.aspx