All: Company has reported it has written ten or more new home insurance policies (HO3 form or similar) between July 1, 2012 and December 31, 2012 and will offer coverage throughout listed county, but will decide whether or not to write a policy for an individual property based on its internal underwriting guidelines.

Part: Company has reported it has written ten or more new home insurance policies (HO3 form or similar) between July 1, 2012 and December 31, 2012 and offers coverage in only certain geographic portions of a county and in those portions will decide whether or not to write a policy for an individual property based on its internal guidelines. You may want to contact the company to learn the geographic sections of the county in which the company writes home insurance coverage.


Disclaimer: Please note that the lists on this website are based upon information submitted by companies that have reported they have written ten or more new home insurance policies (HO3 form or similar) between July 1, 2012 and December 31, 2012 in Massachusetts. Carriers do change their offerings and the Division will update information on its website when made aware of any changes. Please contact insurers or your producer if you have any specific questions regarding home insurance.


HOMEOWNERSWriting All or Part
Amica Mutual Insurance CompanyPart
Arbella Mutual Insurance CompanyPart
Bay State Insurance CompanyPart
Bunker Hill Insurance CompanyPart
Chartis Property Casualty CompanyAll
Citation Insurance CompanyPart
Citizens Insurance CompanyPart
Commerce Insurance CompanyPart
Danbury Insurance CompanyPart
Dorchester Mutual Insurance CompanyAll
Encompass Insurance Company of MAPart
Green Mountain Insurance CompanyPart
Holyoke Mutual Insurance CompanyPart
Homesite Insurance Company of the MidwestPart
Horace Mann Insurance CompanyPart
IDS Property Casualty Insurance CompanyAll
Liberty Mutual Insurance CompanyAll
LM General Insurance CompanyAll
Main Street America Assurance CompanyPart
Massachusetts Homeland Insurance CompanyPart
Merrimack Mutual Fire Insurance CompanyPart
Metropolitan Property & Casualty Ins. Co.All
Narragansett Bay Insurance CompanyPart
The Netherlands Insurance CompanyPart
New England Guaranty Ins. Co., IncAll
New England Mutual Insurance CompanyPart
New London County Mutual Ins. CompanyPart
Norfolk and Dedham Mutual Fire Ins. Co.All
Pacific IndemnityAll
Preferred Mutual Insurance CompanyPart
Privilege Underwriters Reciprocal ExchangeAll
Providence Mutual Fire Insurance Company, (The)Part
Quincy Mutual Fire Insurance CompanyPart
Safety Indemnity Insurance CompanyPart
Safety Insurance CompanyPart
Safety Property and Casualty Insurance CompanyPart
Standard Fire Insurance Company, (The)Part
State Farm Fire and Casualty CompanyPart
Thames Insurance CompanyPart
Tower National Insurance CompanyPart
United Property & Casualty Insurance CompanyAll
United Services AutomobilePart
USAA Casualty Insurance CompanyPart
Vermont Mutual Insurance CompanyPart