June 13, 2002
FOR IMMEDIATE RELEASE
CONTACT: CHRISTOPHER GOETCHEUS
Division Of Insurance Approves Extending Pre-Insurance
Inspection Timeframe For Auto Policyholders
Policyholders who do not obtain a pre-insurance inspection in the allotted timeframe are subject to insurers suspending their collision and/or comprehensive coverages. The regulation previously counted Sundays among the seven-day timeframe in which to obtain a pre-insurance inspection. The revised regulation now allows for a ten-day timeframe following the effective date of coverage and excludes Sundays while continuing to exclude legal holidays.
"It gives people a little more time to take care of all the details associated with insuring a car or switching insurers and hopefully minimizes coverage suspensions" said Commissioner Julie Bowler.
The revised regulation offers policyholders additional options for obtaining lists of authorized pre-insurance inspection sites. Within a few weeks, policyholders will be able to call their insurer's toll-free phone number and/or access the lists online. Policyholders should check with their agents or insurers to determine which means will be available to them. The regulation also addresses new circumstances in which insurers may waive the mandatory inspection for pre-owned vehicles. They include:
The revised regulation (211.CMR 94.00) was issued on May 10, 2002 following a public hearing held at the Division of Insurance on April 2, 2002.