Hearing Scheduled for November 24, 2004

Pursuant to M. G. L. c. 175C, §5, a hearing will be take place at 10:00 a.m. on November 24, 2004, at the offices of the Division of Insurance, 5th Floor, One South Station, Boston, MA, to consider whether the Commissioner of Insurance should approve rate filings for property insured through the Massachusetts Property Insurance Underwriting Association (the "MPIUA"), also known as the FAIR Plan. The Association has submitted a rate filing, which includes rate, rule and form revisions for Homeowners Multi-Peril Insurance, and rate and rule revisions for Dwelling Fire and Extended Coverage and Commercial Fire and Allied Lines Insurance. The proposed effective date for each filing is December 31, 2004. The MPIUA filings may be examined at the offices of the Division of Insurance during normal business hours.

The hearing shall be conducted in accordance with the provisions of General Laws, c. 174A, c. 175A, c. 175C, and c. 30A; and 801 CMR 1.01, et seq. Any person who wishes to make an oral statement is asked to submit a Notice of Intent to Testify on or before November 22, 2004. All other persons will be heard after those who submit such notice. Any person other than the State Rating Bureau or a statutory intervenor who wishes to intervene or to participate in the hearing must submit a written petition for leave to intervene or participate by November 17, 2004, and must include with that petition any data which they intend to introduce at the hearings.

All submissions shall reference Docket No. R2004-14 and shall be addressed to the Docket Clerk, Hearings and Appeals, Division of Insurance, One South Station, Boston, MA 02110-2208. A prehearing conference will be held immediately following the public comment portion of this hearing. All parties and persons who wish to intervene or participate in this hearing must attend.

November 2, 2004

/s/___________________
Julianne M. Bowler
Commissioner of Insurance