TO: Commercial Health Insurers, Blue Cross and Blue Shield of Massachusetts, Inc.
and Health Maintenance Organizations
FROM: Julianne M. Bowler, Commissioner of Insurance
DATE: October 14, 2003
RE: Addendum to "2003 Guide to Health Insurance for People with Medicare"

Enclosed please find a copy of the Massachusetts Addendum to the " 2003 Guide to Health Insurance for People with Medicare pdf format of addendum2003.PDF ." The Massachusetts Addendum must be provided along with the "2003 Guide to Health Insurance for People with Medicare" to those people eligible for Medicare pursuant to Massachusetts regulations 211 CMR 42.09(4) and 211 CMR 71.13(2)(d)(4).

Questions regarding this bulletin by licensed carriers may be directed to Kevin Beagan, Director, Health Unit of the State Rating Bureau at the Division of Insurance at (617) 521-7347.