The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between July, 2002 and September, 2002. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address.

For each administrative action, please note the following definitions.
Licensee Name Type of License Case No. Primary Allegation(s) Disposition Effective Date
Travelers Insurance Company (Accident Dept.) Hartford, CTProperty/Casualty Company3683CPaying Compensation to an Unlicensed EntitySettlement Agreement: $8,600 Administrative Assessment; Cease & Desist7/1/2002
Kumin, Steven Boston, MALife / Property & Casualty Broker3728Sale of Insurance while unlicensedSettlement Agreement: $6,500 Administrative Assessment; Cease & Desist7/1/2002
Gonet, Michael W.
Hudson, MA
Agent4171Failure to make required disclosure on license applications; failure to maintain trustworthiness & suitability for licensureSettlement Agreement: License Revocation; Disposition of all insurance business interests; Cease & desist7/7/2002
Chipman, Peter S.
Norfolk, MA
Broker3806Failure to make required disclosure on license applicationSettlement Agreement: $500 Administrative Assessment; Cease & Desist7/9/2002
OneBeacon America Insurance Company Foxborough, MAProperty/Casualty Company3721APaying Compensation to an Unlicensed EntitySettlement Agreement: Cease & Desist7/11/2002
Signature Agency, Inc. / Signature Home Protection Plan
Schaumburg, IL
Unlicensed2420Unlicensed solicitation and sale of home warranty contractsSettlement Agreement: $2,000 Administrative Assessment; Cease & Desist7/18/2002
Richard A. Giovangelo
Brookline, MA
Agent & Broker3861Misrepresentation in sale of real estate bondsSettlement Agreement: $12,000 Administrative Assessment; Cease & Desist7/18/2002
Larocque, Marc P.
Douglas, MA
Broker2930Failure to maintain trustworthiness & suitability for licensureHearing Officer Decision & Order: $2,000 Fine; License suspension until pymt. of fine; Extra continuing education coursework on insurance agency mgmt. And employee supervision7/19/2002
Kalenkowitz, Jason
West Springfield, MA
Agent3633Failure to make required disclosure on license applicationsConsent Agreement: License Revocation; Disposition of all interests in any insurance business; Cease & Desist7/20/2002
Zurich Life Insurance Company of America
Schaumburg, Il
Life / Accident & Health Company3185Misrepresentation of life insurance policy termsSettlement Agreement: $3,500 Administrative Assessment; $600 policyholder restitution; Cease & Desist7/22/2002
Zurich Direct
Schaumburg, Il
Unlicensed2925Unlicensed sale of insuranceSettlement Agreement: $6,000 Administrative Assessment;7/22/2002
Zurich Life Insurance Company of America
Schaumburg, Il
Life / Accident & Health Company2925APaying Compensation to an Unlicensed EntitySettlement Agreement: $12,000 Administrative Assessment; Cease & Desist7/22/2002
Arbella Protection Insurance Company, Inc.
Quincy, MA
Domestic Property/Casualty Company3595BPaying Compensation to an Unlicensed EntitySettlement Agreement: Cease & Desist7/30/2002
Security Insurance Agency, Inc.
Boston, MA
Property/Casualty Broker3804Solicitation & sale of insurance after license expirationSettlement Agreement: $20,000 Administrative Assessment; Cease & Desist7/30/2002
Rider, James W.
Marion, MA
Agent & Broker3734GFailure to make required disclosure on license applicationsSettlement Agreement: $12,000 Administrative Assessment; Cease & Desist7/31/2002
Chaffee Helliwell Insurance Agency, Inc.
Holyoke, MA
Corporate Insurance Agency3712Changing insured policy limits without authorizationSettlement Agreement: $500 Administrative Assessment; Cease & Desist8/1/2002
Hunt, Kevin P. Dba
Caitlyn Insurance Agency
Burlington, MA
Broker4018Failure to remit insurance premiumSettlement Agreement: License Revocation; Restitution of $28,988.07; Disposition of all interest in any insurance business8/1/2002
Solfisburg, William F.
Milton, MA
Broker4130Failure to make required disclosure on license applicationSettlement Agreement: $500 Fine; Cease & Desist8/6/2002
Temple, Raymond
Brockton, MA
Unlicensed4199Selling Automobile insurance while unlicensedSettlement Agreement: $15,000 Administrative Assessment; Cease & Desist8/7/2002
Berkshire Mutual Insurance Company
Pittsfield, MA
Domestic Property/Casualty Company3641DPaying Compensation to an Unlicensed EntitySettlement Agreement: $2,000 Administrative Assessment; Cease & Desist8/12/2002
Harleysville Worcester Insurance Company
Worcester, MA
Domestic Property/Casualty Company3641DPaying Compensation to an Unlicensed EntitySettlement Agreement: $6,000 Administrative Assessment; Cease & Desist8/12/2002
Hancock, Michael L.
Maine
Unlicensed3555AActing as insurance agent or broker in MA without a license; unfair or deceptive acts or practices in business of insuranceHearing Officer Decision & Order: $3,000 Fine; Cease & Desist8/21/2002
Burtchell, Larry S.
Roanoke, TX
Non-resident agent4184Failure to maintain trustworthiness & suitability for licensureHearing Officer Decision & Order: License Revocation; Disposition of all interest in any insurance business; Cease & Desist8/22/2002
Brown, Barry L.
Brockton, MA
Agent3638Failure to make required disclosure on license applicationsHearing Officer Decision &Order: License Revocation; Disposition of all interest in any insurance business; Cease & Desist8/22/2002
Collins, Lisa M.
Hingham, MA
Broker4021Failure to make required disclosure on license applicationSettlement Agreement: $500 Fine; Cease & Desist8/27/2002
Schelle, Richard A.
Plymouth, MA
Broker3278Falsification of insurance claim informationSettlement Agreement: $7,500 Administrative Assessment; Directive to attend ethics & professionalism continuing education courses; Cease & Desist8/28/2002
Daly, John J.
Jamaica Plain, MA
Agent3629Misrepresentation in advertising of insurance policy terms and conditionsSettlement Agreement: $2,500 Fine; Cease & Desist9/4/2002
Royal Insurance Company of America
Manchester, NH
Property/Casualty Company3683BPaying Compensation to an Unlicensed EntitySettlement Agreement: $1,700 Administrative Assessment; Cease & Desist9/10/2002
Butts, Richard J. Dba
Select Financial Insurance Agency
Shrewsbury, MA
Broker3500RebatingSettlement Agreement: $1,000 Fine; Cease & Desist9/10/2002
LoPresti, Gary J.
Malden, MA
Agent & Broker3689Failure to remit premium to insurance companySettlement Agreement: License Revocation; Disposition of all interest in any insurance business9/16/2002
Bowlan, Jeffrey
Lowell, MA
Public Fire Loss Adjuster3422Failure to make required disclosure on license applicationSettlement Agreement: $2,000 Fine; Cease & Desist9/19/2002