The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between October, 2002 and December, 2002. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address.

For each administrative action, please note the following definitions.
 
Licensee NameType of LicenseCase No.Primary Allegation(s)DispositionEffective Date
Lincoln Benefit Life Insurance Company
Lincoln, NE
Life, Accident and Health Company4225Paying Commission to Unlicensed EntitiesSettlement Agreement: $11,300 Administrative Assessment; Cease and Desist10/3/2002
International Marine Safety Foundation
Quebec, Canada and London, England
Unlicensed3277Unlicensed solicitation and sale of marine insuranceHearing Officer Decision and Order: $11,000 Fine; Cease and Desist10/7/2002
North American Marine and General Insurance Company, Ltd.
Quebec, Canada
Unlicensed3277Unlicensed solicitation and sale of marine insuranceHearing Officer Decision and Order: $5,000 Fine; Cease and Desist10/7/2002
Banner Life Insurance Company
Rockville, MD
Life, Accident and Health Company4234Paying Commission to Unlicensed EntitiesSettlement Agreement: $10,900 Administrative Assessment; Cease and Desist10/10/2002
Beliard, Gornayl
Amherst, MA
Agent3467Failure to Remit Premium to Insurance CompanySettlement Agreement; License Revocation; Disposition of all Interests in any Insurance Business10/10/2002
Stanley, Richard O.
Peabody, MA
Public Fire Loss Adjuster3520Failure to Make Required Disclosure on License ApplicationConsent Order: $250 Administrative Assessment; Cease and Desist10/11/2002
Old Line Life Insurance Company
Milwaukee, WI
Life, Accident and Health Company4218Paying Commission to Unlicensed EntitiesSettlement Agreement: $2,900 Administrative Assessment; Cease and Desist10/15/2002
Radley, James A.
Marlboro, MA
Corporate Surplus Lines Broker4081Failure to Make Required Disclosure on License ApplicationConsent Agreement: $250 Administrative Assessment; Cease and Desist10/15/2002
Lambie, Andrew
North Reading, MA
Unlicensed3972AUnlicensed solicitation and sale of insuranceSettlement Agreement: $1,000 Fine; Cease and Desist10/16/2002
Jesizek, Audrik R.
Windsor, CT
Non-Resident Life / Accident and Health Agent4153Failure to Make Required Disclosure on License ApplicationConsent Agreement: $350 Fine; Cease and Desist10/17/2002
Valley Forge Life Insurance Company
Nashville, TN
Life, Accident and Health Company4241Paying Commission to Unlicensed EntitiesSettlement Agreement: $24,500 Fine; Cease and Desist10/21/2002
Martineau, Donald J.
Tewksbury, MA
Agent3153Failure to Maintain Trustworthiness and Suitability for LicensureSettlement Agreement: Permanent License Revocation; Disposition of all interest in any insurance business10/21/2002
Gerald C. Vigneron
Concord, MA
Agent and Broker3180Failure to Make Required Disclosure on License ApplicationConsent Agreement: $6,000 Administrative Assessment; Cease and Desists10/23/2002
H.T. Bailey Insurance Agency, Inc.
Arlington, MA
Corporate Agent and Broker3639DPaying Commission to Unlicensed EntitiesSettlement Agreement: $900 Administrative Assessment; Cease and Desist10/23/2002
Akim Insurance, Inc.
Allston, MA
Unlicensed3672AFailure to Timely Renew Corporate Broker's LicenseSettlement Agreement: $2,000 Administrative Assessment; Cease and Desist10/25/2002
Paskell, Mark E.
Sterling, MA
Public Fire Loss Adjuster3746Failure to Make Required Disclosure on License ApplicationSettlement Agreement: $2,000 Fine; Cease and Desist10/30/2002
Francis Harvey and Sons, Inc.
Worcester, MA
Unlicensed3746AActing as public fire loss adjuster when unlicensedSettlement Agreement: $1,000 Fine; Cease and Desist10/30/2002
Insurance Advisory Services, Inc.
Arlington, MA
Advisor4026Acting as insurance advisor when unlicensedSettlement Agreement: $1,000 Fine; Cease and Desist10/31/2002
Dann, Philip J.
Berkley, MA
Agent and Broker4146Failure to Remit Premium to Insurance CompanySettlement Agreement: License Revocation; Cease and Desist from all insurance activity11/1/2002
Brudnick, Robert A.
Chelsea, MA
Broker4243Failure to Make Required Disclosure on License ApplicationSettlement Agreement: $500 Administrative Assessment; Cease and Desist11/1/2002
Donahue, Stephen Greg
Cincinnati, OH
Non-Resident Agent3974Failure to Maintain Trustworthiness and Suitability for Licensure; Administrative action in other jurisdictionsSettlement Agreement: Permanent License Revocation; Disposition of all interest in any insurance business; Cease and Desist11/3/2002
Plus Insurance Agency, Inc.
Chelsea, MA
Agent and Broker3639BPaying Commission to Unlicensed EntitySettlement Agreement: $1,400 Administrative Assessment; Cease and Desist11/4/2002
Mastrocola, James A.
Everett, MA
Broker3639CFailure to Make Required Disclosure on License ApplicationSettlement Agreement: $250 Administrative Assessment; Cease and Desist11/8/2002
Davis, Robert M.
Berwyn, PA
Non-Resident Broker4083Failure to Make Required Disclosure on License ApplicationSettlement Agreement: Cease and Desist11/11/2002
Premier Insurance Company of MA
Worcester, MA
Domestic Property Casualty Company3819Failure to obtain required authorization for issuing dividendSettlement Agreement: $1,000 Administrative Assessment; Cease and Desist11/12/2002
Collins, Keith L.
Worcester, MA
Agent and Broker3496Failure to Make Required Disclosure on license application; submitted life insurance application without insured's knowledge or consent; signed insured name to documents without their knowledge or consentSettlement Agreement: $6,000 Administrative Assessment; Cease and Desist11/29/2002
Falzone, James J.
Waltham, MA
Agent and Broker3242Failure to make required disclosure on license application; Failure to remit premium to insurance company; failure to maintain trustworthiness and suitability for licensureHearing Officer Order of Decision: $2,000 Fine; License Revocation; Cease and Desist from all insurance activity12/3/2002
Scaduto, Joseph V.
Lynnfield, MA
Public Fire Loss Adjuster3608Failure to Make Required Disclosure on License ApplicationsSettlement Agreement: License Revocation; Cease and Desist from all insurance activity12/4/2002
Malone, Charles Kelley
North Attleboro, MA
Unlicensed3673Engaging in business of insurance when unlicensedSettlement Agreement: $5,000 Fine; Cease and Desist12/4/2002
Norfolk and Dedham Mutual Fire Insurance Company
Dedham, MA
Domestic Property Casualty Company3417BPaying Commission to Unlicensed EntitySettlement Agreement: $11,000 Administrative Assessment; Cease and Desist12/5/2002
Capua, John M.
Tewksbury, MA
Agent and Broker4224Failure to Remit Premium to Insurance CompanySettlement Agreement: License Revocation; Cease and Desist from all insurance activity12/9/2002
DeCristoforo, Rosemary W.
Beverly, MA
Broker4131Sale of surplus lines coverage without proper licenseSettlement Agreement: $2,775 Administrative Assessment; Cease and Desist12/9/2002
Wakefield, Scott G. III
Norwell, MA
Agent and Broker4167Failure to Make Required Disclosure on License ApplicationSettlement Agreement: $750 Fine; Cease and Desist12/9/2002
Kouri, Raphael Charles
Ft. Lauderdale, FL
Non-resident Agent4208Failure to Make Required Disclosure on License ApplicationSettlement Agreement: Cease and Desist from all insurance activity12/9/2002
TIG Specialty Insurance Company
Irving, TX
Surplus Lines Company4131APaying Commission to Unlicensed EntitySettlement Agreement: $8,500 Administrative Assessment; Cease and Desist12/9/2002
Financial American Life Insurance Company
Des Plaines, IL
Life Insurance Company3698Marketing and sale of accident and health insurance without proper licenseSettlement Agreement: $50,000 Fine; Compliance Program; Cease and Desist12/12/2002
Woodward Insurance Agency LLC
Lynn, MA
Unlicensed4264ImpersonationSettlement Agreement: $1,500 Administrative Assessment; Cease and Desist12/13/2002
Gennaco, Joseph
Winthrop, MA
Agent3549Failure to Maintain Trustworthiness and Suitability for Licensure; Failure to make required disclosure on license applicationSettlement Agreement: $4,000 Administrative Assessment; Cease and Desist12/16/2002
E.A. Kelley Co. Insurance Agency of Mass., Inc.
East Providence, RI
Property/Casualty Agency3639EPaying Commission to Unlicensed EntitySettlement Agreement: $150 Administrative Assessment; Cease and Desist12/23/2002