The following chart represents a summary of the administrative actions taken against insurance producers and insurance companies by the Division's Enforcement Section between October, 2003 and December, 2003. If you require additional information concerning a particular administrative action, please send your request via e-mail to the Enforcement Email Address.

For each administrative action, please note the following definitions.
 
Licensee NameType of LicenseCase No.Primary Allegation(s)DispositionEffective Date
Adams, Mark L.
Milford, MA
Producer4239Backdating accident policy application after occurrence of covered incidentSettlement Agreement: Permanent License Revocation; Cease & Desist from all insurance activity10/6/03
Black, Sarah K.
Warriors Mark, PA
Non-Resident Producer3811CImpersonation; Doing business in an unlicensed nameSettlement Agreement: Cease & Desist10/7/03
Brown, James M.
Feeding Hills, MA
Producer4362Failure to Make Required Disclosure on License Applications; Failure to Maintain Trustworthiness & Suitability for LicensureSettlement Agreement: Permanent License Revocation; Cease & Desist from all insurance activity10/9/03
Chu, Malcolm
Glen Rock, NJ
Non-Resident Producer4415Misrepresentation of terms of variable annuitySettlement Agreement: Permanent License Revocation; Cease & Desist from all insurance activity10/16/03
Hopgood, James E.
Boonton Township, NJ
Non-Resident Producer3812ASelling policies from unlicensed insurerSettlement Agreement: $500 Fine; Cease & Desist; Continuing Education; Restitution10/16/03
Benson, Young &
Downs Insurance Agency, Inc.
Provincetown, MA
Business Entity Producer3748Selling policies from unlicensed insurerSettlement Agreement: $15,700 Fine; Restitution; Cease & Desist10/20/03
Patterson, James
Needham, MA
Producer3812BSelling policies from unlicensed insurerSettlement Agreement: $2,500 Fine; Continuing Education; Restitution10/21/03
Hall, Robert E.
Marstons Mills, MA
Producer3755Selling policies from unlicensed insurerSettlement Agreement: $8,400 Fine; Continuing Education; Cease & Desist10/21/03
West Coast Life Insurance Company
San Francisco, CA
Life, Accident & Health Company4542Paying Commission to Unlicensed EntitySettlement Agreement: 8,700 Administrative Assessment; Cease & Desist10/23/03
Dean, Francis L.
Wheaton, IL
Non-Resident Producer4481Failure to Make Required Disclosure on License ApplicationSettlement Agreement: $500 Fine; Cease & Desist10/24/03
Schilling, Susan M.
South Harwich, MA
Producer3762Selling policies from unlicensed insurerSettlement Agreement: $20,000 Fine; Continuing Education; Cease & Desist10/28/03
Prudential General Insurance Agency, Inc.
Taunton, MA
Business Entity Producer4582Sale of insurance while unlicensed or unappointedSettlement Agreement: $1,500 Administrative Assessment; Cease & Desist10/30/03
Dennis K. Hurley Insurance Agency, Inc.
Braintree, MA
Business Entity Producer4408BFalsification of loss ratio report submitted to insurance companySettlement Agreement: Permanent License Revocation; Cease & Desist from all insurance activity10/31/03
Pike, Frederick W.
Orleans, MA
Producer3760Selling policies from unlicensed insurerSettlement Agreement: $5,800 Fine; Continuing education; Restitution11/3/03
William S. Webb Company, Inc.
Garden City, NY
Non-Resident Business Entity Producer4506ASale of insurance while unlicensed or unappointedSettlement Agreement: $50.00 Administrative Assessment; Cease & Desist11/4/03
Rubin, Steven H.
Orange, OH
Non-Resident Producer4572Failure to timely report license non-renewal in other jurisdictionSettlement Agreement: $200 Administrative Assessment; Cease & Desist11/5/03
Kitchell, Mark M.
Mashpee, MA
Producer3530Misrepresentation; Failure to make required disclosure on license applicationsHearing Officer Order on Motion for Summary Decision: Permanent License Revocation; Cease & Desist from all insurance activity11/7/03
Metropolitan Property & Casualty Ins. Co.
Warwick, RI
Property Casualty Company4414CPaying Commission to Unlicensed EntitySettlement Agreement: $2,500 Administrative Assessment; Cease & Desist11/14/03
Seniors Financial Network
Dallas, TX
Unlicensed4488Misrepresentation in AdvertisingSettlement Agreement: Cease & Desist11/20/03
Savage, Steven W.
Maynard, MA
Producer4562Failure to Timely notify Division of commencement of civil or criminal actionSettlement Agreement: $100 Fine; Cease & Desist11/29/03
Lee, Joon I.
Quincy, MA
Producer4525Failure to Make Required Disclosures on License ApplicationSettlement Agreement: $150 Administrative Assessment; Cease & Desist12/1/03
Vadnais, Jack E.
Greenfield, MA
Producer4492Failure to Make Required Disclosure on License ApplicationSettlement Agreement: $2,000 Administrative Assessment; Cease & Desist12/11/03
Hannigan, George H.
Cummaquid, MA
Producer3756Selling policies from unlicensed insurer; Failure to Make Required Disclosure on License applicationSettlement Agreement: $2,600 Fine; Cease & Desist12/16/03
Kilcommons, John F.
Boston, MA
Producer4376Diversion of customer funds to personal useHearing Officer Order on Motion for Summary Decision: License Revocation; $61,000 Fine; Cease and Desist from all insurance activity12/16/03