Motor Vehicle Insurance Installment Plan Fee Schedule 1
  Safe Driver Insurance Plan Points
Insurer *Excellent
Driver Discounts
012345-45
Allstate Insurance Company
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
$6 (EFT $1 )
 
American Automobile Insurance Company$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
Amica Mutual Insurance Company$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)$0-$3 2 (EFT $0)
Arbella Mutual Insurance Company$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
Bankers Standard Insurance Company 21$10 (EFT $0)
 
$10 (EFT $0)
 
$10 (EFT $0)
 
$10 (EFT $0)
 
$10 (EFT $0)
 
$10 (EFT $0)
 
$10 (EFT $0)
 
Citizens Insurance Company of America
 
$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)
Commerce Insurance Company$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
$6 (e-bill $4 or EFT $1)
 
Electric Insurance Company$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)$5 (EFT $1 & $2 11)
Encompass Insurance Company of MA$6(EFT $0 9)$6 (EFT $0 9)$6(EFT $0 9)$6 (EFT $0 9)$6 (EFT $0 9)$6 (EFT $0 9)$6 (EFT $0 9)
Esurance Insurance Company$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier$4-$8 (EFT $0) based on tier 
Farm Family Casualty Insurance Company
 
$5
 
$5
 
$5
 
$5
 
$5
 
$5
 
$5
 
Government Employees Insurance Company (GEICO)/ GEICO General Insurance Company
 
$5 16 (EFT $1 )$5 16 (EFT $1 )$5 16 (EFT $1 )$5 16 (EFT $1 )$5 16 (EFT $1 )$5 16 (EFT $1 )$5 16 (EFT $1 )
Green Mountain Insurance Company, Inc.
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
Hanover Insurance Company - motorcycle
 

$6 (EFT $0)

 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
Harleysville Mutual Insurance Company 17
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
IDS Property Casualty Insurance Company
 
$0, $4 (EFT $1) 13$0, $4 (EFT $1) 13
 
$0, $4 (EFT $1) 13
 
$0, $4 (EFT $1) 13
 
$0, $4 (EFT $1) 13
 
$0, $4 (EFT $1) 13
 
$0, $4 (EFT $1) 13
 
Liberty Mutual Insurance Company$5 5(EFT $0)$5 5(EFT $0)$5 5(EFT $0)$5 5(EFT $0)15% APR 4&6(EFT $0)15% APR 4&6(EFT $0)15% APR 4&6(EFT $0)
LM General Insurance Company$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0)$6 (EFT $0) 
Massachusetts Homeland Insurance Company$8 22$8 22$8 22$8 22$8 22$8 2215% APR 4
Metropolitan Property and Casualty Insurance Company$2, $5 (EFT $0)

 
$2, $5 (EFT $0)
 
$2, $5 (EFT $0)

 
$2, $5 (EFT $0)
 
$2, $5 (EFT $0)
 
$2, $5 (EFT $0)
 
$2, $5 (EFT $0)
 
NGM Insurance Company/Main St America Assurance Company$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
Norfolk & Dedham Mutual Fire Insurance Company$5 (EFT $0)
 
$5 (EFT $0)
 
15% APR 4(EFT $0)15% APR 4(EFT $0)15% APR 4(EFT $0)15% APR 4(EFT $0)15% APR 4(EFT $0)
Occidental Fire & Casualty Company of North Carolina
 
$10
 
$10$10$10
 
$10$10$10
Peerless Insurance Company$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
$5 (EFT $0)
 
Plymouth Rock Assurance Corporation$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0))
 
$6 (EFT $0)
 
$6 (EFT $0)
 
Privilege Underwriters Reciprocal Exchange$0$0$0$0$0$0$0 
Progressive Casualty Insurance Company - motorcycle & recreational vehicle
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
Progressive Direct Insurance Company 12 - private passenger auto, motorcycle & recreational vehicles
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
$5 or $8 (EFT $1 or $4)24
 
The Premier Insurance Company of Massachusetts$5 (EFT $1)
 
$5 (EFT $1)
 
$5 (EFT $1 )
 
$5 (EFT $1 )
 
$5 (EFT $1)
 
$5 (EFT $1)
 
$5 (EFT $1)
 
Quincy Mutual Fire Insurance Company$2-$5 8(EFT $0)$2-$5 8(EFT $0)$2-$5 8(EFT $0)$2-$5 8(EFT $0)$2-$5 8(EFT $0)$2-$5 8(EFT $0)$2-$5 8(EFT $0)
Safeco Insurance Company of America 23$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3)$3, $6 (EFT $2, $3) 
Safety Insurance Company/Safety Indemnity Insurance Company 20$6 (EFT $0)
 
$6 (EFT $0)
 
$6 (EFT $0)
 
15% APR 4 (EFT $0)15% APR 4 (EFT $0)15% APR 4 (EFT $0)15% APR 4 (EFT $0)
State Farm Mutual Automobile Insurance Company$3$3$3$3$3$3$3
The Premier Insurance Company of Massachusetts$5 (EFT $1)$5 (EFT $1)$5 (EFT $1)$5 (EFT $1)$5 (EFT $1)$5 (EFT $1)$5 (EFT $1) 
United Services Automobile Association and USAA Casualty Insurance Company 15
 
$0
 
$0
 
$0
 
$0
 
$0
 
$0
 
$0
 
Vermont Mutual Insurance Company$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
$4 (EFT $0)
 
1Schedule includes payment by EFT (electronic funds transfer program).
2 Unpaid balance of $79.99 and less = $0.00, $239.99-$80.00 = $1.00, $240.00 or more = $3.00
3Also, required is the presence of at least one rated vehicle with a class of 10, 15, 17, 18 or 30.
4Interest rates shown are annualized.
5Based on drivers licensed 3 or more years
615% APR also applies where all assigned operators are licensed less than three years.
8 $2 for EFT paper billing or e-bills through MyCheckFree.com, $6 for paperless billing and 9 pay MAIP policies and $5 for all other policies..
9EFT bill plan is available to customers for which we write both auto and property insurance.
11$1 without notification or $2 with notification
12 Auto billing plans are only available if the policy premium is not more than 10% higher than the 2007 Automobile Insurers Bureau of MA premium.
13 $0 if from payroll deduction, $4 if paid by credit card or $1 for EFT from personal account
15 USAA coverage is only available to those who belong to USAA due to an affiliation with the armed services.
16 $5 transaction fee whether or not payment is paid by credit card, but fee is $0 if payment is by credit card company that has a sponsorship agreement between the bank and the Company
17 Available to monoline policies with an annual premium of at least $100 or account policies with a minimum of two personal line accounts
20 Reflects fees for one insured vehicle
21  Fee applies if AMEX is used or if the insured pays by check
22  A $5.00 fee will be charged when making a payment via telephone with a  credit card, debit card or e-check. There is no charge when making payment online with a credit card , debit card or e-check. There is no charge when making payments online with a credit card, debit card or e-check
23 Only charged on installments for less than 6 months less of premium.
24 Fee varies depending on company risk criteria.

*The Massachusetts Automobile Insurance Plan (MAIP) on or after April 1, 2009 has an insurance installment plan fee of $6.


Please note that you have the option to pay your bill in full in one payment to avoid paying any of the applicable installment fees. Reasonable efforts have been made to ensure that this information is accurate, it may not apply to your specific circumstances. You are urged to contact your producer (agent, broker) or insurer with specific questions concerning installment plans.