General Requirements

  • What is the definition of superannuation?

"Superannuation" is the term that is used to describe the process of being retired upon reaching a certain age and meeting other requirements, including length of creditable service.

  • When am I considered eligible to retire on the basis of superannuation?

Groups 1

    • If your position is classified in Group 1, you have at least ten years of creditable service, and are age 60 or older you are eligible to receive a superannuation retirement allowance. If you terminate your employment prior to completing ten years of creditable service, eligibility for benefits is limited to a refund of your accumulated deductions plus regular interest established by statute. A superannuation retirement allowance would not be payable. You may choose to leave your account in the Retirement System to retain your rights in the event you again become a public employee and a member of a retirement system.

Group 2

    • If your position is classified in Group 2, you have at least ten years of creditable service and are age 55 or older, you are eligible to receive a superannuation retirement allowance. Please note that you must have performed the duties of the Group 2 position for at least 12 months immediately prior to termination or retirement. If you terminate your employment prior to completing ten years of creditable service, eligibility for benefits is limited to a refund of your accumulated deductions, plus interest established by statute. You may choose to leave your account in the Retirement System to retain your rights in the event you again become a public employee and a member of a retirement system.

Group 3

    • Group 3 is comprised of the Massachusetts State Police. State Police Officers should contact the State Board of Retirement for more information with regard to their retirement benefits.

Group 4

    • If your position is classified in Group 4 and you are age 55 or older, you are eligible to receive a superannuation retirement allowance. Please note that you must have performed the duties of the Group 4 position for at least 12 months immediately prior to termination or retirement. You may choose to leave your account in the Retirement System to retain your rights in the event you again become a public employee and a member of a retirement system.

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