What if I
am employed by more than one governmental
Special rules apply if you are concurrently employed by two or more governmental units which have established contributory retirement systems subject to the provisions of Chapter 32. You may, subject to the boards' rules, become a member of each system, with appropriate deductions being taken from each payroll. Depending on a variety of factors, you may be eligible to receive a retirement allowance from each system, or a retirement allowance comprised of the years and regular compensation you have earned from both systems together.
When may my service for two different retirement systems be combined together into one
In very limited circumstances. In order for an individual to receive a retirement allowance of this type, one of two factors must be present:
• A member had ten years in each of the systems prior to January 1, 2010; or
• There was never any concurrent service on or after January 1, 2010.
If I am eligible for an allowance of this type, will my total benefit be twice as large as that received by someone employed by one governmental unit?
No. If you are eligible for the combined type of allowance, the total benefit received from such dual membership cannot exceed the amount you would have received had your total regular compensation been received from a single governmental unit. You cannot be credited with more than one year of creditable service during any one calendar year.
For example, an employee who has membership in two systems, with six months of service in one system and 12 months of service in another system, and the service is concurrent, will be credited with 12 months of service, not 18. The boards of the systems involved will determine how much creditable service shall be allowed by each board, subject to the approval of PERAC.
What if I do not meet the requirements, and cannot have dual membership service combined when I retire?
If that is the case, then you would be entitled to be retired from the two retirement systems separately, or would be entitled to retire from one of the systems and get your money returned to you from the other system.
Can I retire from one governmental unit but continue to be employed by another governmental unit?
You may terminate your service and apply for a retirement allowance in one system and continue in a second. However, no pension or retirement allowance shall become effective on account of your service in the first system until the date that you terminate service in the second.
Are there special provisions for dual members after January 1, 2010?
As noted above, in 2009 a different calculation formula was established as a part of Pension Reform. Under this formula a dual member would be paid an allowance that is calculated as if his or her employment was solely in each position with each benefit separately calculated. The limitation does not apply to persons who were vested (having been granted ten years of creditable service in each of two or more systems) as of January 1, 2010. It also does not apply to any member who does not receive regular compensation from each of two or more units concurrently on or after January 1, 2010.
Dual Membership: Disability Retirement from One System
If you are eligible to receive a disability retirement from one system, your disability pension or retirement allowance will not become effective until you terminate your service from the second system. Until such termination, you will be required to waive the receipt of your disability benefit.