Massachusetts State Board of Retirement

Estimate Superannuation Retirement Benefits

I understand that the information and/or calculations displayed on this site do not necessarily reflect the actual amount of my retirement allowance. The results provided by this calculator are approximations and should not be considered as the final determination of my retirement benefit. They should not be relied upon for planning purposes.

I Agree, continue filling out form

1) Select and Enter your date of birth
Month
Day
Year(yyyy)
2) Select and Enter your projected date of retirement
Month
Day
Year(yyyy)
 
 
3) Select a group number 1, 2 or 4
 
 
4) Are you a military veteran?
 
 
 
5) Select your estimated total number of years of creditable service, including any purchased service or may be eligible to purchase, as of your projected date of retirement (for example, 10 years and 2 months)
 
 
 
6) Enter your estimated average three highest consecutive years salary on your date of retirement (omit $ sign, commas; for example 32000 or 102900.98)
  $
 
 
7) OPTIONAL: If you are interested in estimating your benefits under Option C, please select and enter Date of Birth or select your beneficiary's age on the birthdays that are closest to your date of retirement. Reminder: Your Option C beneficiary must be your spouse, child, sibling, parent or former spouse who has not remarried.
Check here to calculate by date of birth or Check here to calculate by Age
Month
Day
Year(yyyy)
Age
Months

 
 
REMINDER: If your total years of creditable service on your projected date of retirement is LESS than 20 years, you must be at least age 55 AND you must have at least 10 years of creditable service in order to be eligible to retire.
Age at retirement
Years of Creditable Service
Allowable % of Salary Average
Average Annual Salary
$
Veteran Bonus
$
RETIREMENT ESTIMATES:
Option A
Option B
Option C
Annual Allowance
$
$
$
Monthly Allowance
$
$
$
*Beneficiary Annual Allowance
N/A
Balance Annuity Reserve Account, if any
$
*Beneficiary Monthly Allowance
N/A
$

SERVE   ◊   CONTRIBUTE   ◊   RETIRE

If you are within 120 days to your retirement date, contact the State Board of Retirement to speak with one of our retirement counselors and start planning your retirement. The State Board of Retirement strongly recommends that you plan your retirement and that you file at least 30 days in advance of leaving your job. Certain retirement options will not be available to you once you stop working. Make an appointment with one of our counselors today. To contact the State Retirement Board call 617-367-7770 (Boston Office), 413-730-6135 (Springfield Office) or 800-392-6014 (in MA only).

*Beneficiary Allowance payable only upon death of retiree. If beneficiary predeceases retiree with option C, retiree’s pension amount will be increased to option A.