Veterans’ Creditable Service


Chapter 32, §4(1) (h)

Any member in service who was honorably discharged veteran has the right to purchase up to four (4) years to add to their creditable service due to service in the armed forces of the United States.  There is no interest charged for purchasing military service.

A VETERAN is defined under Chapter 4, §7, cl. 43rd and amended by Chapter 130 of the Acts of 2005.

The cost to buy back military service is 10% of the annual salary the member received when they first entered the retirement system for each year that is being purchased.

In order to be qualified as a Veteran under the state law, an individual must serve 180 days of regular active duty service or 90 days of active duty service, one day of which is during “wartime”. 

Creditable service for Active Reserve and Massachusetts National Guard Service is determined on a pro-ration of five years of such service to equal one-year of creditable active service time.  In order to be eligible to buy back this time, the member must first be defined as a veteran according to Chapter 32 §1.

Veteran’s status does not include training in the Army National Guard or Air National Guard or active duty for training as a reservist in the armed forces of the United States. 

Information needed to apply for this creditable service:

  • Completed Veteran Service application
  • DD-214
  • Retirement Information Point Sheet for qualified Active Reserve or National Guard service

  Veteran's Creditable Service Form pdf format of Veteran's Buyback Form