Download Option B Form pdf format of    OptionB.pdf
Provides you a monthly pension allowance approximately 1-5% less than Option "A." This option provides a lump sum payment of the balance of deposits and interest to a named beneficiary at your death. Put plainly, the longer you live, the less will be paid to your beneficiary. On average, an individual would have to live between twelve and fifteen years to deplete his or her deposits and interests.