You can apply for a Termination Retirement Allowance (Section 10) if the following are true:

  • You entered service before April 2, 2012
  • You have 20 years or more of full time creditable service
  • You were involuntarily separated from your position
  • Employee would receive 1/3 of three-year salary average plus annuity


  • You have 30 years or more of full time creditable service regardless of nature of separation
  • You must be under the age of 55
  • Retirement allowance is calculated two ways, section 10 or superannuation retirement. Employee is given highest calculation.

A Termination Retirement Allowance requires approval by both the Board and the Public Employee Retirement Administration Commission (PERAC) and certification by your employer pdf format of sec10_2_certification.pdf
file size 1MB .

For more information contact a Retirement Counselor at either our Boston or Springfield offices.