You can apply for a Termination Retirement Allowance (Section 10) if the following are true:

  • You entered service before April 2, 2012
  • You have 20 years or more of full time creditable service
  • You were involuntarily separated from your position
  • Employee would receive 1/3 of three-year salary average plus annuity


  • You have 30 years or more of full time creditable service regardless of nature of separation
  • You must be under the age of 55
  • Retirement allowance is calculated two ways, section 10 or superannuation retirement. Employee is given highest calculation.

A Termination Retirement Allowance requires approval by both the Board and the Public Employee Retirement Administration Commission (PERAC) and certification by your employer pdf format of Section 10 Employer Certification Form
file size 1MB .

For more information contact a Retirement Counselor at either our Boston or Springfield offices.