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How to enroll in, change, or cancel life insurance

You must be enrolled in Basic Life Insurance in order to apply for Optional Life Insurance.
New state employees may enroll in optional life insurance for a coverage amount of up to eight times your salary within 10 days of hire without the need for any medical review.

Group Insurance Commission

The Details of How to enroll in, change, or cancel life insurance

What you need for How to enroll in, change, or cancel life insurance

What you need: If you did not enroll in Basic Life Insurance as a new hire, you can enroll during Annual Enrollment for coverage effective July 1. State employees actively at work who have a qualified family status change during the year may enroll in or increase their coverage without any medical review in an amount up to a coverage limit not to exceed four times their salary provided that the GIC receives proof, within 31 days, of the qualifying event. Family status changes include the following events:  marriage, birth/adoption, legal separation, divorce or death of spouse.  Forms and documentation received after the 31-day window will be denied.

How to enroll How to enroll in, change, or cancel life insurance

State employees and retiring state employees can return the completed Form 1 to their GIC Benefit Coordinator.

 

 

Retired state employees should mail Form 1A to the GIC:

P.O. Box 8747
Boston, MA 02114

More info about How to enroll in, change, or cancel life insurance

New State Employees

As a new state employee, you may enroll in Optional Life Insurance for a coverage amount of up to eight times your salary, without the need for any medical review.

Current Employees During the Year

State employees actively at work may apply for the first time or apply to increase their coverage at any time during the year. After you apply, you will receive instructions for completing a personal health application for The Hartford’s review and approval. The GIC will determine the effective date if The Hartford approves the application.

Current Employees with a Qualified Family Status Change

State employees actively at work who have a qualified family status change during the year may enroll in or increase their coverage without any medical review in an amount up to a coverage limit not to exceed four times their salary provided that the GIC receives proof, within 31 days, of the qualifying event. Family status changes include the following events:

  • Marriage
  • Divorce
  • Birth or adoption of a child
  • Death of a spouse

Optional Life Insurance Non-Smoker Benefit

At initial enrollment or during Annual Enrollment, if you have been tobacco-free (have not smoked cigarettes, cigars or a pipe nor used snuff, chewing tobacco or a nicotine delivery system) for at least the past 12 months, you are eligible for reduced non-smoker Optional Life Insurance rates. You will be required to periodically recertify your non-smoking status in order to qualify for the lower rates. Changes in smoking status made during Annual Enrollment will become effective July 1, 2018.

Life Insurance and Leaving State Service

Active employees who leave state service can take advantage of the following options:

  • Portability – Continue your basic and/or Optional Life Insurance at the group rate. Eligibility for portability ends at normal Social Security retirement age.
  • Conversion – Convert your life insurance coverage to a non-group policy.

Downloads for How to enroll in, change, or cancel life insurance

Contact for How to enroll in, change, or cancel life insurance

Address
Street Address
19 Staniford St, Boston, MA 02114
Mailing Address
P.O. Box 8747, Boston, MA 02114
Online
Fax
Operations (617) 227-2681
Executive (617) 227-5181
Fiscal (617) 367-9874

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