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How to enroll in or cancel Long Term Disability (LTD)

Unum is the GIC’s Long Term Disability (LTD) Carrier. LTD insurance is an income replacement program that financially protects you and your family in the event you become disabled and are unable to perform the material and substantial duties of your job.
Eligible state employees can enroll within 31 days of hire. If you are unable to work for 90 consecutive days due to illness or injury, this program provides income replacement.

Unum (Long Term Disability )

The Details of How to enroll in or cancel Long Term Disability (LTD)

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As a new state employee within 31 days of hire, eligible employees may enroll in LTD without providing evidence of good health. All eligible employees can apply for LTD coverage during Annual Enrollment, or at any time during the year. You must provide proof of good health for Unum’s approval to enter the plan. LTD coverage can be canceled throughout the year. Enrollment and cancellation effective dates are determined by the GIC.

If you are a state employee who has applied for LTD during the year, you must provide evidence of good health. Upon receipt of your completed form, the GIC will notify Unum of your application and Unum will send you a medical form to complete and return. If approved by Unum, the GIC will notify you of your effective date.

How to enroll How to enroll in or cancel Long Term Disability (LTD)

Return the completed form to your GIC coordinator

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