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How to enroll in or change GIC retiree dental coverage

How to enroll in, cancel, add or drop your spouse and dependents from the GIC retiree dental plan.
Eligible retirees and survivors may join or cancel coverage during Annual Enrollment, or within 60 days of a qualifying status change, such as when COBRA dental coverage ends, at retirement, or when you become a survivor of a GIC member.

MetLife (Dental Benefits)

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All state retirees, Elderly Governmental Retirees (EGRs), survivors, GIC Retired Municipal Teachers (RMTs who do not participate in the municipal health-only program) and Retirees and Survivors from participating Municipalities are eligible for the GIC Retiree Dental Plan.

To add a spouse or dependent to coverage, documentation (e.g., copy of marriage or birth certificate) is required to accompany the form unless you have already provided it to the GIC for health insurance coverage.

If enrolling within 60 days of a qualifying event, you must attach proof of the qualifying event to your enrollment form.

Retirees and survivors from the following municipalities that have elected to offer the plan are eligible:

City of Melrose, Town of Ashland, Town of Bedford, Town of Brookline, Town of Holbrook, Town of Hopedale, Town of Marblehead, Town of Middleborough, Town of Millis, Town of North Andover, Town of Randolph, Town of Swampscott, Town of Weston, Town of Westwood, Town of Winchendon, Athol Roylston School District, Northeast Metropolitan Regional Vocational School District

If your municipality is not listed, you are not eligible for GIC Retiree Dental benefits. Contact your municipal benefits office for additional information.

How to enroll How to enroll in or change GIC retiree dental coverage

State retirees, survivors, and GIC Retired Municipal Teachers (RMTs), return completed form to:

GIC
P.O. Box 8747
Boston, MA  02114 by the deadline.

Participating municipal retirees, return completed form by the deadline to your municipality.  Addresses are listed on the form.

During Annual Enrollment, state retirees, survivors, and GIC Retired Municipal Teachers can return completed forms to GIC staff at a health fair.

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Keep in mind: If you drop Retiree Dental coverage, you can never re-enroll in the plan, unless you have a documented loss of coverage elsewhere and apply within 60 days.

Metropolitan Life Insurance Company (MetLife) is the carrier for the GIC Retiree Dental Plan. The product offers a fixed reimbursement of up to $1,250 per member per year for dental services:

  • Dental examinations
  • Dental cleanings
  • Fillings
  • Crowns
  • Dentures
  • Dental implants

As a member, you may go to the dentist of your choice. However, you will save money by visiting one of the over 370,000 nationwide network of participating dentists. When you visit a MetLife provider, your out-of-pocket expenses will be lower, as you usually pay the lower negotiated fee, even after you have exceeded your annual maximum.

This is an entirely voluntary (retiree-pay-all) benefit option that provides GIC members with coverage at discounted group insurance rates through convenient pension deductions.

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