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COVID-19: Health insurance and unemployment

The Massachusetts Health Connector is a state agency and health insurance marketplace that assists with coverage availability who've recently lost their insurance from their employer. Many of those who apply can get as little as a $0 or low monthly cost plan with all coverage plans including services such as doctor visits, emergency care, physical therapy, and prescription drugs.

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Applying

It's recommended that you start your application and review your options as soon as possible tp help you avoid any possible gaps in coverage. The sooner you apply, the sooner your new coverage can start. When you apply online, you'll find out immediately if you qualify for a new health plan from the Health Connector or coverage through MassHealth.

Health Connector Account

If you've applied in the past and your income is now lower, please sign into your account to update your income immediately to see if you qualify for lower-cost health insurance.

Entering extra federal unemployment income

Those who are currently receiving unemployment income may now see an extra $600 a week in unemployment benefits in addition to the standard benefits they would normally receive as part of the CARES Act. You would see this $600 per week under the "Additional" section of your unemployment income statement.

Do not report the extra $600 per week when asked what your current income is.

Do include the extra $600 per week when asked what your expected annual income will be. Your expected annual income should include:

  • Money you've already earned this year
  • All of your unemployment income (including the extra $600 per week)
  • Your best estimate for what your future earnings in 2020 will be

As your income situation changes, please return to your application to change your answers to these questions. Keeping your annual income as accurate as possible will help reduce your risk of owing money to the Internal Revenue Service (IRS) when you file your taxes for 2020.

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