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Selected Opinions of the Division of Banks related to electronic funds transfer systems

Through these opinions the Division of Banks (DOB) offers perspective on current issues and questions in the financial services industry.

Table of Contents


  • Selected Opinion 013-002
    • Application requirements to install an interactive teller machine at non-branch locations - June 7, 2013


  • Selected Opinion 04-100
    • Whether prepaid reloadable stored value cards trigger licensure statutes relative to the business of selling, issuing, or registering checks or money orders or foreign money transmittal - April 26, 2005


  • Selected Opinion 00-174
    • The applicability of G.L. chapter 167B to home equity line of credit advances - March 21, 2001


1998 - 1997

Past opinions of the DOB

You can get copies of past opinions by submitting a Public Records Request to the DOB's Records Access Officer.

The DOB's Regulations, found in the Code of Massachusetts Regulations (CMR - agency code number 209), are available through the State House Bookstore.