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What you need to know

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Pursuant to Chapter 206 of the Acts of 2007, An Act Protecting and Preserving Home Ownership, the Division of Banks (DOB) distributes an annual Foreclosure Trends Report.
Massachusetts General Laws, chapter 140, sections 70 to 85 delegates pawnbroker licensing to cities and towns. Cities and towns require approval from the Commissioner of Banks for locally adopted pawnbroker regulations, including maximum interest rates.
At some point in the home-ownership process you may need to consult an approved home counseling agency. First-time home buyers, subprime borrowers, and individuals facing foreclosure may all benefit from services provided by home counseling agencies.