211 CMR 71.00: Medical supplement insurance to facilitate the implementation of MGL c. 176K and section 1882 of the Federal Social Security Act

The purpose of 211 CMR 71.00 is to provide for the implementation of M.G.L. c. 176K and the federal Social Security Act § 1882; to provide for the reasonable standardization and simplification of the terms, benefits, organization and format of Medicare Supplement Insurance Policies; to facilitate public understanding and comparison of such Policies; to ensure that Policies are written in an easily understood manner; to provide for the full disclosure of Policy contents; to eliminate provisions contained in such Policies which may be misleading or confusing in connection with the purchase of such Policies or with the settlement of claims; to prevent the sale of coverage which does not in fact complement Medicare; to ensure fair marketing; to prevent deceptive sales practices; to provide for full disclosure in the sale of accident and sickness insurance coverage to persons eligible for Medicare; and to facilitate review of rates for Medicare Supplement Insurance.

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