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SeedMA Baby

A new college savings program arriving to the Commonwealth in 2020.

SeedMA Baby is the first universal educational savings program of its kind in Massachusetts. Starting in January of 2020, any child born or adopted in Massachusetts will be eligible for a free $50 deposit to their college savings account. Children will be able to receive their deposit until their first birthday, or one year from a child’s adoption. Any parent or guardian may begin this process as soon as a child is born.

The Office of the State Treasurer and Receiver General believes that common access to post-high school education and training is vital to economic mobility and stability in Massachusetts. Research shows that children with college savings accounts are three times more likely to attain higher education. With the 2020 expansion, SeedMA Baby will be able to reach every family in Massachusetts and encourage forward-thinking investments and savings.
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