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Election period

Election period

The Election Period is the period of time in which a Qualified Beneficiary may decide to continue his/her coverage under Mini-COBRA by making a written request for the coverage. Qualified Beneficiaries have 60 days in which to elect to continue coverage. The Election Period runs 60 days from the later of:
  1. the date on which coverage terminates under the small group health benefit plan by reason of the qualifying event; or
  2. the date the notice to elect Mini-COBRA coverage is sent.

At any time during the 60-day election period, the Qualified Beneficiary may decide to waive his/her right to continue coverage under Mini-COBRA. If the Qualified Beneficiary changes his/her mind, the waiver may be revoked before the end of the election period. If the waiver is revoked, the small group carrier is only required to provide coverage beginning on the date the waiver is revoked.
 

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