Health Plans for GIC Retired Municipal Teachers (RMTs) without Medicare

Health plan options offered by the Group Insurance Commission available to current Retired Municipal Teachers (RMTs) without Medicare

Fallon Health Care Direct HMO

Fallon Health Direct Care is an HMO that requires members to select a Primary Care Physician (PCP) to manage their care and obtain referrals to specialists. There are no out-of-network benefits, with the exception of emergency care.

Learn more about Fallon Health Direct

Fallon Health Select Care HMO

Fallon Health Select Care is an HMO that provides coverage through the plan’s network of doctors, hospitals, and other providers.  Members must select a Primary Care Provider (PCP) to manage their care and obtain referrals to specialists. 

Learn more about Fallon Health Select

Health New England HMO

Health New England is an HMO that provides coverage through the plan’s network of doctors, hospitals, and other providers.  Members must select a Primary Care Provider (PCP) to manage their care; referrals to network specialists are not required. 

Learn more about Health New England

NHP Prime - Neighborhood Health Plan HMO

NHP Prime, administered by Neighborhood Health Plan, is an HMO that provides coverage through the plan’s network of doctors, hospitals, and other providers.  Members must select a Primary Care Provider (PCP) to manage their care and obtain referrals to specialists.  

Learn more about Neighborhood Health Plan

UniCare State Indemnity Plan/Basic

The UniCare State Indemnity Plan/Basic offers access to any licensed doctor or hospital throughout the United States and outside of the country. The Plan determines allowed amounts for out-of-state providers; you may be responsible for a portion of the total charge.  To avoid these additional charges, if you use non-Massachusetts doctors or hospitals, contact the plan to find out which providers in your area participate in UniCare's National Network.  Mental health benefits administered by Beacon Health Options include network providers with a copayment or out-of-network providers at higher out-of-pocket-costs.  Prescription drug benefits are administered by CVS Caremark.  

Learn more about UniCare Basic

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