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HMLP eligibilty information

Any homeowner who has a disability or is an elder, has a household member with a disability, or rents to an individual with a disability (in a building with fewer than 10 units) may apply for this loan. The residence's owner must apply for the loan.

In determining who is eligible:

  • Income guidelines are based on the total gross household income.
  • The unit requiring modifications must be the primary, principal residence of the individual with the disability or is an elder.
  • The modifications to be made to the residence must be necessary to allow the beneficiary to remain in the home and must specifically relate to their ability to function on a daily basis.
  • The homeowner cannot have previously obtained an HMLP loan for the same property.

 

2021 Income Guidelines

Household Size

Eligible with Gross Income up to:

1

$188,000

2

$214,800

3

$241,600

4

$268,400

5

$290,000

6

$311,400

7

$333,000

8

$354,400

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