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Updated on October 7, 2015
Options are listed in order of recommended selection. For all options, complete and return to your GIC Coordinator the Employment Status Change Form (Form-1AMUN).
You may continue your GIC health coverage or pick up other coverage with some limitations on time and/or benefit levels in one of the following ways:
If you are not getting health coverage elsewhere, you may keep GIC health insurance, paying 100% of the premiums until retirement. If you are getting health insurance elsewhere, you may apply for GIC health coverage within 60 days of retirement; the municipality will contribute the prevailing contribution percentage for retirees.
If you decide not to leave your money in the municipality's retirement system, or if it is transferred to a retirement system not eligible for GIC benefits, your benefits as a Deferred Retiree end. You may elect to pick up coverage with the Commonwealth Health Connector (Massachusetts residents).
If you begin receiving a retirement pension, you are eligible for retiree health insurance coverage. See the Retirement section for additional information.
Should you elect not to retire, the GIC recommends that you elect Deferred Retirement coverage.
In general, you may continue your health coverage with the same options as employees who have been laid off, depending on your length of municipal service. See preceding questions for your options. However, if your municipality determines that you have been fired for gross misconduct, you are not eligible for COBRA coverage.
Complete the Enrollment/Change form (Form-1MUN) and send to the GIC. Or, send a letter to the GIC requesting that your coverage be terminated. Include your name, address, and GIC ID number (usually your Social Security Number). Coverage will be terminated at the end of the month in which your premium is paid.
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