The State Organization Index provides an alphabetical listing of government organizations, including commissions, departments, and bureaus.
Top-requested sites to log in to services provided by the state
MGL c.93, s.48-70 Credit ReportingMGL c.140D Consumer Credit Cost DisclosureMGL c.171, s.8 et seq. (as added by St.2014, c.466) Credit Union Branching
201 CMR 16 Placing, lifting and removal of security freezes
209 CMR Division of Banking regulations
15 USC 1601et seq.: Truth in Lending Act15 USC 1681 et seq.: Fair Credit Reporting ActPL 111-24 Credit Card Accountability Responsibility and Disclosure Act of 2009, or the Credit CARD Act of 2009
12 CFR 226 Regulation Z Truth in LendingFederal regulations related to credit and banking
Lance v. PNC Bank, NA, US District Court, Mass. (2015)
In "an action arising out of allegedly improper reporting of the status of a residential mortgage loan to a credit reporting company," claims under MGL c.93, s.54A and c.93A are preempted by the federal Fair Credit Reporting Act (FCRA).
Tyler v. Michaels Stores, 464 Mass. 492 (2013)
Construing G. L. c. 93, § 105 (a), the court held: "a zip code constitutes 'personal identification information' ...; that the term 'credit card transaction form' refers equally to electronic and paper transaction forms; and that a plaintiff may bring an action for violation of G. L. c. 93, § 105 (a), without alleging a claim of identity fraud."
Advice for Seniors About Credit Cards, National Consumer Law Center
Attorney General's Guide to Consumer Credit, Mass. Attorney General, May 2010
Covers Truth in Lending, billing rights, costs of credit, Fair Credit Reporting, Fair Debt Collection, and more
Attorney General's Guide to Fair Credit Reporting, Mass. Attorney General, October 2007
Pamphlet briefly describes rights under the Fair Credit Reporting Act
Financial resources for consumers, Mass. Office of Consumer Affairs
Provides links to Mass. information on banking, loans, credit reporting, debt collection, and more
Cashing Checks and Opening Bank Accounts, Mass. Legal Help
Compliance with Regulation CC: A Guide for Financial Institutions, Federal Reserve Board
Explains when your money will be available to you after you deposit it in a bank
Consumer Rights for Domestic Violence Survivors in Massachusetts, National Consumer Law Center, 2011
The information in this packet is intended to help you separate your finances from your abuser, deal with any existing debts, stay financially independent in the future and avoid traps and scams, and get more help and information with these issues.
Credit and Loans, Federal Trade Commission
Includes information on credit scores, debit and credit cards, and loans
Credit Discrimination, Consumer Financial Protection Bureau
Include links to file a complaint and ask questions
Credit Repair, Nolo, 2013
Includes guidance on improving your credit. Requires library card for access.
Student Debt, Loans, Consumer Financial Protection Bureau.
Truth in Lending, Mass. Attorney General
Explains rules in very basic terms for closed-end credit and open-end credit
Banking 101, MCLE New England, 2013
Consumer Credit: Law, Transactions and Forms, Matthew Bender, loose-leaf
Consumer credit regulation, NCLC, 2015
Credit discrimination, NCLC, 2013
Truth in lending, NCLC, 2015