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Medicare and Your GIC Benefits

Learn about Medicare and associated GIC benefits.

Medicare guidelines

Medicare is a federal health insurance program for:

  • Retirees age 65 or older
  • Certain disabled people

Visit the Social Security Administration's website or your local Social Security office to check if you’re eligible for free Medicare Part A coverage. Medicare Part A covers:

  • Inpatient hospital care
  • Some skilled nursing facility care
  • Hospice care

If you continue working after age 65, you and your spouse should not enroll in Medicare Part B until you retire. Medicare Part B covers:

  • Physician care
  • Diagnostic X-rays
  • Lab tests
  • Durable medical equipment

Medicare Part D is a federal prescription drug program.

When you retire

  • If you or your spouse are eligible for free Medicare Part A coverage, you should enroll in Medicare Part A and Part B to be covered by the GIC.
  • You must join a Medicare plan sponsored by the GIC to continue health coverage. These plans provide comprehensive coverage for some services that Medicare does not cover. If both you and your spouse are Medicare eligible, both of you must enroll in the same Medicare plan.
  • You must continue to pay your Medicare Part B premium. Failure to pay this premium will result in the loss of your GIC coverage.

Retiree and spouse coverage if under and over age 65

If you, your spouse, or another covered dependent is younger than age 65, they will be covered under a non-Medicare plan until they become eligible for Medicare. In this case, you must enroll in a plan listed in the Medicare/non-Medicare Combination Coverage section:


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