Retiree Dental Benefits for State Retirees and Participating Municipalities

The product offers a fixed reimbursement of up to $1,250 per member per year for dental services.

GIC Retiree Dental Plan

Metropolitan Life Insurance Company (MetLife) is the carrier for the GIC Retiree Dental Plan. The product offers a fixed reimbursement of up to $1,250 per member per year for dental services:

  • Dental examinations
  • Dental cleanings
  • Fillings
  • Crowns
  • Dentures
  • Dental implants

As a member, you may go to the dentist of your choice. However, you will save money by visiting one of the over 370,000 nationwide network of participating dentists. When you visit a MetLife provider, your out-of-pocket expenses will be lower, as you usually pay the lower negotiated fee, even after you have exceeded your annual maximum.

This is an entirely voluntary (retiree-pay-all) benefit option that provides GIC members with coverage at discounted group insurance rates through convenient pension deductions.


All state retirees, Elderly Governmental Retirees (EGRs), survivors and GIC Retired Municipal Teachers (RMTs) who do not participate in the municipal health-only program) are eligible for the GIC Retiree Dental Plan.

Retirees and survivors from the following municipalities that have elected to offer the plan are eligible:

  • City of Melrose
  • Town of Ashland
  • Town of Bedford
  • Town of Brookline
  • Town of Holbrook
  • Town of Hopedale
  • Town of Marblehead
  • Town of Middleborough
  • Town of Millis
  • Town of North Andover
  • Town of Randolph
  • Town of Swampscott
  • Town of Weston
  • Town of Westwood
  • Town of Winchendon
  • Athol Roylston School District
  • Northeast Metropolitan
  • Regional Vocational School District

If your municipality is not listed, you are not eligible for GIC Retiree Dental benefits. Contact your municipal benefits office for additional information.


Eligible retirees and survivors may join during Annual Enrollment, or within 60 days of a qualifying status change, such as when COBRA dental coverage ends, when you become a survivor of a GIC member, or at retirement. However, if you have ever dropped coverage, you can never re-enroll in the plan.

Retiree Dental Questions? Contact MetLife:  1.866.292.9990


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