Spotting a scam

There are many ways that thieves attempt to scam people to steal information or money. It’s important that consumers stay informed and up-to-date on the latest scams and how to spot one. Here are the most common categories of scams and their signs:

Phone Scams

Phone scammers will try to convince you to buy a product or service that you didn’t plan on purchasing. Scammers will pressure consumers to divulge personal information, such as credit card numbers or social security numbers.

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Email Scams

 Email spoofing occurs when a scammer sends an email that appears to be from a legitimate email account, but the email address is actually forged.

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Home Improvement Scams

Home improvement scams typically occur when an individual or individuals posing as home or yard company personnel solicit business from consumers, either through phone, email, or door-to-door. They may claim they were working in the area and have extra material. Often, the scammers will offer services at an unreasonably low price—but the homeowner has to decide on the spot.

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Home refinancing scam

Thinking of refinancing your home? Watch out for scams!

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IRS/ Fake-government entity scams

IRS or government scams involve a con artist impersonating a government official to get you to send them money

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Grandparent Scam

Scammers call pretending to be your loved one, pretending that your loved one is hurt or in trouble, or more terrifying, that your loved one has been kidnapped. 

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Utility scams

Scammers may pretend to represent your utility provider and claim that they will cut your electrical power, assess a fine, or even jail you unless they receive an immediate payment.

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Charity Scams

Scammers often try to take advantage of your generosity.

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