Division of Insurance

Massachusetts Division of Insurance

The primary mission of the Division of Insurance is to monitor the solvency of its licensees in order to promote a healthy, responsive and willing marketplace for consumers who purchase insurance products.

Better Rates for Better Drivers

Massachusetts is now allowing auto insurers to compete for good drivers, giving consumer more choices than ever before. Competition results in better rates for better drivers across the Commonwealth. You can use our premium comparison website to see examples from each company and the range of premiums you could see if you shop around. When you are ready to actually shop for automobile insurance, use our step by step auto insurance shopping checklist. Print your copy HERE.

Special Sessions on Health Insurance

The Division of Insurance will hold a series of special sessions on two new chapters of the Acts of 2010 related to health insurance. Any interested party is welcome to attend any of these sessions and offer comments on the implementation of Chapter 207 (coverage for the treatment of autism) and Chapter 288 (certain health insurance related topics) of the Acts of 2010. These sessions will take place throughout September and October; click HERE. for the schedule.

National Health Care Reform: What Does it Mean for Massachusetts?

Read about the Patient Protection and Affordable Care Act of 2009 and how it affects Massachusetts' own health insurance laws.

Division of Insurance Online Services

• File A Complaint
• Compare Auto Insurance Premiums
• Find an Insurance Agent
• Renew your Producer License
• Producer Appointments
• Consumer Complaint Data

Consumer Insurance Information

Division of Insurance Announcement on Agent/Appointment Renewals 

Insurance Licensing

Licensing Requirements
Forms and Applications
Fee Schedules
FAQs

Industry Services

Group Products
Commercial Buyers
Insurance Listings
Regulatory Information

Bid Opportunities

Small Group Health Insurance Rates

Read about the Division's ongoing efforts to control dramatic increases in health insurance premiums faced by individuals and small businesses. Learn about recent decisions by the Division of Insurance and read materials from health care hearings held across the Commonwealth

Consumer Alert on Toyota Recall

In light of the recently announced recall of certain models of Toyota vehicles for unintended acceleration, the Division of Insurance is issuing this consumer alert to drivers who may have received an at-fault determination as a result of the accident. Read more HERE

Division of Insurance Auto Insurance Study Results

On April 1, 2008, the Massachusetts Division of Insurance inaugurated the change to a more competitive auto insurance market. In doing so, the state transformed from a fixed rate setting by state regulators to "managed competition." Massachusetts is the last state in the country to move from state-set auto insurance rates to a competitive rating system.

To read the executive summary of the report, please click here

Report to the Joint Committee on Financial Services of Efforts Made to Facilitate the Transition of Exclusive Representative Producers to Voluntary Agents

Chapter Nine of the Acts of 2009, An Act Relative to an Appeal of Insurance Premium Surcharges under Managed Competition (the Act), became law on April 15, 2009. Section Three of the Act states that the Commissioner of Insurance (the Commissioner) shall file a report with the joint committee on financial services regarding her efforts "to facilitate the transition of exclusive representative producers to voluntary agents and the outcome of those efforts…" The Act also states that the Commissioner shall report on insurance premium payment plans and requisite down payments in the voluntary and residual private passenger automobile insurance markets. This Report details my, and my staff's, extensive efforts to meet these goals.

To read the report, please click here

Archive of DOI News & Updates