Homeowner Assistance Fund (HAF)

Additional Housing-Related Resources for Homeowners who are having difficulty paying their mortgage:

• If your foreclosure is scheduled in the next 7 days, you should reach out to the Massachusetts Division of Banks (DOB) to request assistance in preventing your foreclosure. Click here to find out how to contact the DOB.      
• Beginning on July 1, 2023, the state-funded Residential Assistance for Families in Transition (RAFT) program became available to low-income homeowners who are at risk of foreclosure. Eligible homeowners may apply for RAFT through the Emergency Housing Payment Assistance Portal.
• Click here to find a HUD-Approved Housing Counseling Agency in Massachusetts.
• Click here to apply for Rental Assistance.
• Click here for information about Utility Assistance.
• Click here for Legal Assistance Available in Massachusetts.
• Click here for Language Assistance.

Mental Health Resources

• If you or someone you know is experiencing a mental health crisis and/or suicidal thoughts, please call or text 988, which is the national suicide and crisis number. The 988 Suicide & Crisis Lifeline is available 24 hours a day, 7 days a week. You can also access the chat feature on the website. https://988lifeline.org/contact-the-lifeline/.
• If you are looking for qualified professionals for mental health assessments and/or mental health referrals, please contact the Massachusetts Behavioral Health Helpline by calling or texting 833-773-2445 (BHHL). The helpline is available 24 hours a day, 7 days a week. You can also access the chat feature on the website: https://www.masshelpline.com/contact/#.