Copies of the Division's regulations are provided for your information. These are not official copies of the regulations. Official copies of the regulations are available through the Secretary of State's Office at the State House Book Store. They can be reached at (617) 727-2834. Important: if the regulation is not linked, it is not yet available in electronic format.


Massachusetts Division of Insurance Regulations
RegulationRegulation Title
211 CMR 1.00RESERVED
211 CMR 2.00RESERVED
211 CMR 3.00 MOTORCYCLE INSURANCE pdf format of 211_3.PDF
211 CMR 4.00RESERVED
211 CMR 5.00RESERVED
211 CMR 6.00RESERVED
211 CMR 7.00 MASSACHUSETTS INSURANCE HOLDING COMPANY SYSTEM pdf format of 211 CMR 7.00 - MASSACHUSETTS INSURANCE...
211 CMR 8.00 INVESTMENTS OF OFFICERS, DIRECTORS, AND PRINCIPAL STOCK- HOLDERS OF DOMESTIC STOCK INSURANCE COMPANIES pdf format of 211 CMR 8.00 - INVESTMENTS OF OFFICERS,...
211 CMR 9.00RESERVED
211 CMR 10.00 NATION-WIDE MARINE DEFINITIONS pdf format of 211_10.PDF
211 CMR 11.00 211_11.PDF pdf format of 211_11.PDF
211 CMR 12.00RESERVED
211 CMR 13.00 PROXIES, CONSENTS AND AUTHORIZATIONS OF DOMESTIC STOCK INSURERS pdf format of 211 CMR 13.00 - PROXIES, CONSENTS AND...
211 CMR 14.00RESERVED
211 CMR 15.00 STATISTICAL PLANS pdf format of 211 CMR 15.00 - STATISTICAL PLANS
211 CMR 16.00 PETITION FOR THE ADOPTION, AMENDMENT OR REPEAL OF REGULATIONS pdf format of 211_16.PDF
211 CMR 17.00RESERVED
211 CMR 18.00RESERVED
211 CMR 19.00RESERVED
211 CMR 20.00 RISK-BASED CAPITAL (RBC) FOR INSURERS pdf format of 211 CMR 20.00 - RISK-BASED CAPITAL (RBC) FOR...
211 CMR 21.00RESERVED
211 CMR 22.00RESERVED
Please see 211 CMR 26.00. pdf format of 211 CMR 26.00 - ANNUAL FINANCIAL REPORTING...
211 CMR 23.00 AUDITS OF INSURERS BY INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS FOR YEARS ENDING 1991 AND AFTER pdf format of 211 CMR 23.00 - AUDITS OF INSURERS BY...
211 CMR 24.00 LIMITED LIABILITY COMPANIES AND LIMITED LIABILITY PARTNERSHIPS; MINIMUM AMOUNT OF LIABILITY INSURANCE pdf format of 211 CMR 24.00 - LIMITED LIABILITY COMPANIES...
211 CMR 25.00 RISK-BASED CAPITAL (RBC) FOR HEALTH ORGANIZATIONS pdf format of 211 CMR 25.00 - RISK-BASED CAPITAL (RBC) FOR...
211 CMR 26.00 ANNUAL FINANCIAL REPORTING FOR YEARS ENDING 2010 AND AFTER pdf format of 211 CMR 26.00 - ANNUAL FINANCIAL REPORTING...
211 CMR 27.00 MILITARY SALES PRACTICES pdf format of 211 CMR 27.00 - MILITARY SALES PRACTICES
211 CMR 28.00 LIFE INSURANCE ILLUSTRATIONS pdf format of 211 CMR 28.00 - LIFE INSURANCE ILLUSTRATIONS
211 CMR 29.00 VALUATION OF LIFE INSURANCE POLICIES pdf format of 211 CMR 29.00 - VALUATION OF LIFE INSURANCE...
211 CMR 30.00 REINSURANCE OF PROPERTY AND CASUALTY RISKS BY LIFE INSURERS pdf format of 211 CMR 30.00 - REINSURANCE OF PROPERTY AND...
211 CMR 31.00 LIFE INSURANCE SOLICITATION pdf format of 211 CMR 31.00 - LIFE INSURANCE SOLICITATION
211 CMR 32.00 USE OF GENDER-BLENDED AND SMOKER/NONSMOKER MORTALITY TABLES pdf format of 211 CMR 32.00 - USE OF GENDER-BLENDED AND...
211 CMR 33.00RESERVED
211 CMR 34.00 THE REPLACEMENT OF LIFE INSURANCE AND ANNUITIES pdf format of 211 CMR 34.00 - THE REPLACEMENT OF LIFE...
211 CMR 35.00RESERVED
211 CMR 36.00 THE USE OF HIV-RELATED INFORMATION FOR LIFE AND HEALTH INSURANCE AND INFORMED CONSENT pdf format of 211 CMR 36.00 - THE USE OF AIDS-RELATED...
211 CMR 37.00 INFERTILITY BENEFITS pdf format of 211_37.pdf
211 CMR 38.00 COORDINATION OF BENEFITS (COB) pdf format of 211 CMR 38.00 - COORDINATION OF BENEFITS (COB)
211 CMR 39.00
 
ANNUITY MORTALITY TABLES FOR USE IN DETERMINING RESERVE LIABILITIES FOR ANNUTIES pdf format of 211_39.PDF
211 CMR 40.00 MARKETING OF INSURED HEALTH PLANS pdf format of 211 CMR 40.00 - MARKETING OF INSURED HEALTH PLANS
211 CMR 41.00 NONGROUP HEALTH INSURANCE RATE AND POLICY FORM FILINGS, REVIEW, AND HEARING PROCEDURES UNDER M.G.L. C. 176M pdf format of 211 CMR 41.00 - NONGROUP HEALTH INSURANCE...
211 CMR 42.00 THE FORM AND CONTENTS OF INDIVIDUAL ACCIDENT AND SICKNESS INSURANCE pdf format of 211 CMR 42.00 - THE FORM AND CONTENTS OF...
211 CMR 43.00 HEALTH MAINTENANCE ORGANIZATIONS (HMOs) pdf format of Quarterly reports
  <br clear= pdf format of 211_CMR_43_00EmergencyChangesRedlinedVersion.pdf
211 CMR 44.00 CONFIDENTIALITY OF BIDS SUBMITTED FOR RESTRICTED PHARMACY NETWORK CONTRACTS - TO FACILITATE THE IMPLEMENTATION OF M.G.L. C. 176D § 3B pdf format of 211_44.pdf
211 CMR 45.00 ESTABLISHMENT OF SERVICE FEE TO INSURANCE PRODUCERS ASSISTING EMPLOYERS IN OBTAINING WORKMEN'S COMPENSATION pdf format of 211_45.pdf
211 CMR 46.00RESERVED
211 CMR 47.00RESERVED
211 CMR 48.00RESERVED
211 CMR 49.00RESERVED
211 CMR 50.00 CONTINUING EDUCATION FOR INSURANCE PRODUCERS pdf format of 211_50.PDF
211 CMR 51.00 PREFERRED PROVIDER HEALTH PLANS AND WORKERS' COMPENSATION PREFERRED PROVIDER ARRANGEMENTS pdf format of 211 CMR 51.00 - PREFERRED PROVIDER HEALTH...
211 CMR 52.00 MANAGED CARE CONSUMER PROTECTIONS AND ACCREDITATION OF CARRIERS pdf format of 211 CMR 52.00 - MANAGED CARE CONSUMER...
211 CMR 53.00RESERVED
211 CMR 54.00 PROCEDURE FOR SURRENDER AND NON-RENEWAL OF LICENSES BY INSURERS AUTHORIZED TO WRITE MOTOR VEHICLE INSURANCE pdf format of 211 CMR 54.00 - PROCEDURE FOR SURRENDER AND...
211 CMR 55.00 DISCLOSURE REQUIREMENTS FOR LIFE INSURANCE POLICIES WITH ACCELERATED BENEFIT PROVISIONS AND ANNUITY CONTRACTS pdf format of 211 CMR 55.00 - DISCLOSURE REQUIREMENTS FOR...
211 CMR 56.00 REDUCTIONS IN PREMIUM CHARGES FOR PRIVATE PASSENGER MOTOR VEHICLE INSURANCE FOR INSUREDS ELECTING OPTIONAL PARTICIPATING REPAIR SHOP ENDORSEMENT PLANS pdf format of 211 CMR 56.00 - REDUCTIONS IN PREMIUM CHARGES...
211 CMR 57.00 RECOGNITION OF THE 2001 CSO MORTALITY TABLE FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES AND NON-FORFEITURE BENEFITS pdf format of 211_57.pdf
211 CMR 58.00 PERMITTING THE RECOGNITION OF PREFERRED MORTALITY TABLES FOR USE IN DETERMINING MINIMUM RESERVE LIABILITIES pdf format of 211 CMR 58.00 - PERMITTING THE RECOGNITION OF...
211 CMR 59.00RESERVED
211 CMR 60.00RESERVED
211 CMR 61.00RESERVED
211 CMR 62.00RESERVED
211 CMR 63.00 YOUNG ADULT HEALTH BENEFIT PLANS pdf format of 211 CMR 63.00 - YOUNG ADULT HEALTH BENEFIT PLANS
211 CMR 64.00 DEFINITIONS OF MEDICAL INSURANCE FOR M.G.L. C. 118E, § 9C pdf format of 211_64.PDF
211 CMR 65.00 LONG-TERM CARE INSURANCE pdf format of 211 CMR 65.00 - LONG-TERM CARE INSURANCE
211 CMR 66.00 SMALL GROUP HEALTH INSURANCE pdf format of 211 CMR 66.00 - SMALL GROUP HEALTH INSURANCE
211 CMR 67.00 WORKERS' COMPENSATION SELF-INSURANCE GROUPS pdf format of 211 CMR 67.00 - WORKERS' COMPENSATION...
211 CMR 68.00RESERVED
211 CMR 69.00RESERVED
211 CMR 70.00 MEMORANDUM OF ORDER RELATIVE TO THE ESTABLISHMENT OF A STATISTICAL PLAN (MASSACHUSETTS AUTOMOBILE STATISTICAL PLAN) pdf format of 211_70.PDF
211 CMR 71.00 MEDICARE SUPPLEMENT INSURANCE - TO FACILITATE THE IMPLEMENTATION OF M.G.L. c. 176K AND SECTION 1882 OF THE FEDERAL SOCIAL SECURITY ACT pdf format of 211 CMR 71.00 - MEDICARE SUPPLEMENT INSURANCE...
211 CMR 72.00RESERVED
211 CMR 73.00RESERVED
211 CMR 75.00 REPORTING THE THEFT OF A MOTOR VEHICLE pdf format of 211 CMR 75.00 - REPORTING THE THEFT OF A MOTOR...
211 CMR 74.00 Standards of Fault to be Used by the Board of Appeal on Motor Vehicle Liability Policies and Bonds and Insurers in Presuming Fault When Making at Fault Determinations; Effective 12/20/13 pdf format of 211-74.pdf
211 CMR 76.00RESERVED
211 CMR 77.00 PROCEDURES FOR THE CONDUCT OF PROCEEDINGS ON FIXED-AND-ESTABLISHED PRIVATE PASSENGER MOTOR VEHICLE INSURANCE RATES pdf format of 211 CMR 77.00 - PROCEDURES FOR THE CONDUCT OF...
211 CMR 78.00RESERVED
211 CMR 79.00 PRIVATE PASSENGER MOTOR VEHICLE INSURANCE RATES pdf format of 211 CMR 79.00 - PRIVATE PASSENGER MOTOR...
211 CMR 80.00RESERVED
211 CMR 81.00RESERVED
211 CMR 82.00RESERVED
211 CMR 83.00RESERVED
211 CMR 84.00RESERVED
211 CMR 85.00REPEALED AS OF FEBRUARY 6, 2009
211 CMR 86.00RESERVED
211 CMR 87.00RESERVED
211 CMR 88.00 PROCEDURES FOR THE APPEAL OF SAFE DRIVER INSURANCE PLAN (SDIP) MOTOR VEHICLE ACCIDENT SURCHARGES AND FOR CONDUCT OF SDIP MOTOR VEHICLE ACCIDENT SURCHARGE HEARINGS pdf format of 211 CMR 88.00 - PROCEDURES FOR THE APPEAL OF...
211 CMR 89.00RESERVED
211 CMR 90.00 LEGAL SERVICES PLANS pdf format of 211 CMR 90.00 - LEGAL SERVICES PLANS
211 CMR 91.00 MOTOR VEHICLE INSURANCE RATES pdf format of 211 CMR 91.00 - MOTOR VEHICLE INSURANCE RATES
211 CMR 92.00RESERVED
211 CMR 93.00RESERVED
211 CMR 94.00 PRE-INSURANCE INSPECTION OF PRIVATE PASSENGER MOTOR VEHICLES pdf format of 211 CMR 94.00 - PRE-INSURANCE INSPECTION OF...
211 CMR 95.00 VARIABLE LIFE INSURANCE pdf format of 211 CMR 95.00 - VARIABLE LIFE INSURANCE
211 CMR 96.00 CONSUMER PROTECTION IN ANNUITY TRANSACTIONS pdf format of 211 CMR 96.00 - CONSUMER PROTECTION IN ANNUITY...
211 CMR 97.00 PROCEDURE FOR CANCELLATION AND NON-RENEWAL OF MOTOR VEHICLE POLICIES pdf format of PROCEDURE FOR CANCELLATION AND NON-RENEWAL OF MOTOR VEH
211 CMR 98.00RESERVED
211 CMR 99.00RESERVED
211 CMR 100.00RESERVED
211 CMR 101.00 PROCEDURES CONCERNING RATE FILINGS MADE PURSUANT TO M.G. L. C. 175C AND THE CONDUCT OF HEARINGS ON SUCH FILINGS pdf format of 211 CMR 101.00 - PROCEDURES CONCERNING RATE...
211 CMR 102.00RESERVED
211 CMR 103.00RESERVED
211 CMR 104.00RESERVED
211 CMR 105.00RESERVED
211 CMR 106.00RESERVED
211 CMR 107.00RESERVED
211 CMR 108.00RESERVED
211 CMR 109.00RESERVED
211 CMR 110.00 PROCEDURES CONCERNING RATE FILINGS AND THE CONDUCT OF HEARINGS FOR WORKERS' COMPENSATION INSURANCE pdf format of 211 CMR 110.00 - PROCEDURES CONCERNING RATE...
211 CMR 111.00 WORKERS' COMPENSATION INSURANCE REQUIREMENTS APPLICABLE TO EMPLOYEE LEASING COMPANIES AND THEIR CLIENT COMPANIES pdf format of 211 CMR 111.00 - WORKERS' COMPENSATION...
211 CMR 112.00RESERVED
211 CMR 113.00 REQUIREMENTS REGARDING WORKERS' COMPENSATION INSURANCE DEDUCTIBLES pdf format of 211_113.PDF
211 CMR 114.00RESERVED
211 CMR 115.00 REQUIREMENTS APPLICABLE TO WORKERS' COMPENSATION DEDUCTIBLE POLICIES pdf format of 211_115.PDF
211 CMR 116.00RESERVED
211 CMR 117.00RESERVED
211 CMR 118.00RESERVED
211 CMR 119.00RESERVED
211 CMR 120.00RESERVED
211 CMR 121.00 PROCEDURES CONCERNING FILINGS OF MEDICARE SUPPLEMENT INSURANCE POLICIES AND EVIDENCES OF COVERAGE ISSUED PURSUANT TO A COST CONTRACT, RATES THEREOF, AND THE CONDUCT OF HEARINGS RELATING THERETO pdf format of 211 CMR 121.00 - PROCEDURES CONCERNING FILINGS...
211 CMR 122.00RESERVED
211 CMR 123.00 DIRECT PAYMENT OF MOTOR VEHICLE COLLISION AND COMPREHENSIVE COVERAGE CLAIMS AND REFERRAL REPAIR SHOP PROGRAMS pdf format of 211 CMR 123.00 - DIRECT PAYMENT OF MOTOR...
211 CMR 124.00RESERVED
211 CMR 125.00RESERVED
211 CMR 126.00RESERVED
211 CMR 127.00RESERVED
211 CMR 128.00RESERVED
211 CMR 129.00 LIFE AND HEALTH REINSURANCE AGREEMENTS pdf format of 211 CMR 129.00 - LIFE AND HEALTH REINSURANCE...
211 CMR 130.00 CREDIT FOR REINSURANCE pdf format of 211 CMR 130.00 - CREDIT FOR REINSURANCE
211 CMR 131.00 REQUIREMENTS APPLICABLE TO INSURANCE ON LIABILITY FOR INJURY FROM EXPOSURE TO DANGEROUS LEVELS OF LEAD IN DWELLING UNITS pdf format of 211 CMR 131.00 - REQUIREMENTS APPLICABLE TO...
211 CMR 132.00 ACTUARIAL OPINION AND MEMORANDUM REGULATION pdf format of 211 CMR 132.00 - ACTUARIAL OPINION AND...
211 CMR 133.00 STANDARDS FOR THE REPAIR OF DAMAGED MOTOR VEHICLES pdf format of 211 CMR 133.00 - STANDARDS FOR THE REPAIR OF...
211 CMR 134.00 Safe Driver Insurance Plan (Amendments Effective May 16, 2008) pdf format of 211 CMR 134.00 - 211 CMR 134.00, Safe Driver...
211 CMR 135.00 Requirements Regarding Referrals to Motor Vehicle Glass Repair Shops; Effective 11/22/13 pdf format of 211-135.pdf
211 CMR 136.00RESERVED
211 CMR 137.00RESERVED
211 CMR 138.00RESERVED
211 CMR 139.00RESERVED
211 CMR 140.00 PROCEDURES CONCERNING THE MERGER OR CONSOLIDATION OF INSURANCE COMPANIES pdf format of 211 CMR 140.00 - PROCEDURES CONCERNING THE...
211 CMR 141.00REPEALED
211 CMR 142.00 Insurance Sales by Banks and Credit Unions pdf format of 211 CMR 142.00 - INSURANCE SALES BY BANKS AND...
211 CMR 143.00 CREDIT INSURANCE DISCLOSURE REQUIREMENTS pdf format of 211 CMR 143.00 - CREDIT INSURANCE DISCLOSURE...
211 CMR 144.00 PROCEDURES FOR THE REGULATORY REVIEW OF AND PUBLIC HEARINGS ON PLANS OF REORGANIZATION OR CONVERSION PURSUANT TO M.G.L. c. 175, § §19F-19W pdf format of 211 CMR 144.00 - PROCEDURES FOR THE REGULATORY...
211 CMR 146.00 SPECIFIED DISEASE INSURANCE pdf format of 211 CMR 146.00 - SPECIFIED DISEASE INSURANCE
211 CMR 147.00 Methodology for Calculating and Reporting Medical Loss Ratios (MLRs) of Health Benefit Plans pdf format of 211_147.pdf
211 CMR 148.00 Registration and Reporting Requirements for Third-Party Administrators pdf format of 211_148.PDF
211 CMR 149.00 Annual Comprehensive Financial Statements Pursuant to M.G.L. c. 176O, § 21 pdf format of 211_149.PDF
211 CMR 150.00 Standards and Commissioner's Authority for Placing Companies Deemed to be in Hazardous Financial Condition Under Administrative Supervision  pdf format of 211 CMR 150.00 - Standards and Commissioner's...
  211_147.pdf pdf format of 211_147.pdf
211 CMR 151.00 Certified Group Purchasing Cooperatives pdf format of 211_151.PDF
211 CMR 152.00 Health Benefit Plans Using Limited, Regional or Tiered Provider Networks pdf format of 211_152.PDF
211 CMR 153.00 Continuity of Care Access - Small Group Health Benefit Plans pdf format of 211 CMR 153.00: Continuity of Care Access...
211 CMR 154.00 Enforcement of Mental Health Parity pdf format of Enforcement of Mental Health Parity
211 CMR 155.00 RISK-BEARING PROVIDER ORGANIZATIONS pdf format of Risk-Bearing Provider Organizations