Answers to Frequently Asked Questions

An overview of various coverage scenarios for dependents age 19 to 26.

An overview of your GIC coverage is affected by divorce, separation and remarriage and your reporting responsibilities

An overview of your eligibility for GIC coverage as a new hire, and under various employment scenarios.

An overview of how moving, marriage, new dependents, and health plan changes affect your GIC options.

Answers for retired teachers covered under the GIC RMT (non-municipal) program.

An overview of your health plan options when you are laid off from a municipality.

An overview of your health plan and other benefit options when you are laid off from the state.

An overview of your health options under paid and unpaid leaves of absence.

An overview of your health options when you leave employment with a municipality.

An overview of your health and other benefit options when you leave employment with a municipality.

An overview of life insurance options and coverage for state employees, retirees, and former state employees

An overview of state employee LTD program benefits, enrollment, and the claims process.

An overview of Medicare, when to enroll, and GIC Medicare Plan enrollment.

State law permits cities, towns, and other c. 32B entities such as regional school districts to transfer their employees, retirees, survivors, and dependents to the GIC for health insurance. Two parts of chapter 32B - Section 19, enacted as Chapter 67 of the Acts of 2007, and Sections 21-23, enacted as Chapter 69 of the Acts of 2011 - have different options for municipalities seeking GIC coverage. The following links answer some frequently asked questions about the two options.

Answers to questions specific to new municipal members joining GIC health coverage.

An overview of health and other GIC benefit options at retirement.

State employees follow these steps for retirement made easy.

Municipal employees follows these steps for retirement made easy.

An overview of survivor benefits and eligibility.

An overview of what you and your spouse need to do when you or your spouse turns age 65.