Benefit Guides

Resources to help you make informed decisions about your benefit options as a new employee, during Annual Enrollment or due to a qualifying event.

Benefit Guides  provide GIC members with important benefit information for the upcoming benefits year (July 1, 2023 – June 30, 2024), including health insurance plan comparisons, rates, copays, important reminders, and more.

The new plan year marks the beginning of a new health insurance contract cycle, and because of this, and the merger of Tufts Health Plan and Harvard Pilgrim Health Care into Point32 Health, there are changes to several benefits for the plan year beginning July 1, 2023. The GIC encourages all members to actively shop and evaluate their health coverage options during our Annual Enrollment, which runs April 5 – May 3, 2023. Please carefully review the GIC Benefit Guides as well as detailed benefits information for each insurance carrier to assist you in making informed decisions about your coverage. 

Note: If you are currently enrolled in a health plan that is being discontinued in Fiscal Year 2024 (FY2024) and you do not choose a new plan, you will automatically be default enrolled in a comparable health plan. It is important to evaluate your options and select a health plan that meets your needs. After evaluating your options, if you do not want to select a different health plan during Annual Enrollment, no further action is needed. FY2024 health plan placement options are outlined in each benefits guide. However, if you want to select a different plan, be sure to submit your changes to the GIC no later than May 3, 2023.

2023-2024 State Employees Benefits Guide & ADA Compliant Version

2023-2024 Retirees & Survivors Benefits Guide & ADA Compliant Version

2023-2024 Municipal Employees, Retirees & Survivors Benefits Guide & ADA Compliant Version

2023-2024 Retired Municipal Teacher & Elderly Government Retiree Benefits Guide & ADA Compliant Version


Find previous benefit guides

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