• Affordable Units for Sale

    Click here for information on DHCD's resale units and other affordable ownership units available statewide.

  • Commercial Area Transit Node Housing Program

    The Commercial Area Transit Node Housing Program (CATNHP) is a state funded bond program available to municipalities, non-profit and for-profit sponsors to support first-time homebuyer housing through new construction or acquisition and rehabilitation.

  • First Time Home Buyer (FTHB)

    The Housing Development Division of the Department of Housing and Community Development provides funding to developers, non-profit organizations and communities to assist first time homebuyers.

  • HOME American Dream Downpayment Initiative (HOME ADDI)

    The HOME American Dream Downpayment Initiative (HOME ADDI) is a HOME Program that provides downpayment and closing costs assistance. HOME ADDI is a federally funded program that assists income-eligible households to purchase their first home.

  • HOME Investment Partnerships Program

    The HOME Program is a federally funded program that provides funding to non-profit or for-profit developers for first-time homebuyer housing production and rehabilitation.

  • Housing Stabilization Fund

    The Housing Stabilization Fund (HSF) is a state funded program for municipalities and non-profit or for-profit developers to support affordable first-time homebuyer housing acquisition and rehabilitation.

  • Local Initiative Program (LIP)

    The Local Initiative Program is a state housing program that was established to give cities and towns more flexibility in their efforts to provide low and moderate-income housing.

  • Qualified Allocation Plan

    Each year, the state allocating agency for the federal Low Income Housing Tax Credit (LIHTC) program is required to publish a plan describing how it intends to award the credit. DHCD, as the allocating agency, is responsible for preparing the annual allocation plan and making it available for review by interested members of the public before final publication.

  • Sell Your Deed Restricted Home

    Important information for current home owners of deed restricted properties.

  • Soft Second Program

    The Soft Second Program is administered by DHCD and the Massachusetts Housing Partnership Fund, this program assists low-income people in buying their first home by offering them below-market mortgages. The program is available through cities and towns in partnership with participating banks.