- The primary mission of the Division of Insurance is to monitor the solvency of its licensees in order to promote a healthy, responsive and willing marketplace for consumers who purchase insurance products.
ESTIMATING WHAT YOUR HEALTH CARE MAY COST: A NEW TOOL
Determining the cost of a treatment or procedure can be a mysterious or baffling process for consumers. Governor Patrick is committed to price transparency and affordable health care for all Massachusetts residents; to meet those goals, Chapter 224 of the Acts of 2012 makes it mandatory that health insurance carriers provide individualized information regarding the estimated or maximum allowed charge for a proposed service as well as the estimated amount a member may be responsible to pay out-of-pocket. These estimates are to be based on information available to the member's insurance company at the time the consumer requests the estimate.
A chart found here details the current phone numbers and website addresses for each company's cost estimator program.
The Division of Insurance Declines Federal Offer on Extending Sub-Standard Health Plans
Read Commissioner Murphy's November 18th letter to the U.S. Department of Health and Human Services Here:
Commissioner's Column: Renter's Insurance
Are you a renter? Are you a student with an off-campus apartment? In this edition of Commissioner’s Column, Commissioner of Insurance Joe Murphy walks you through the details of renter’s Insurance so that as a consumer, you Know What You Have, and can Learn What You Need. Commissioner Murphy explains the benefits of renter’s insurance, and other steps you should take as an educated and proactive insurance consumer.
LIFE SETTLEMENT LICENSE APPLICATIONS
Massachusetts Insurance Commissioner was re-elected Treasurer of the Interstate Insurance Product Regulation Commission (IIPRC) for the 2014 calendar year.
BOSTON - The Patrick Administration’s Division of Insurance (DOI) has reached a settlement agreement involving the claim handling practices of the CIGNA Companies, which states the company and its subsidiaries were lax in using all available information to process disability claims appropriately.
The Division of Insurance has updated Surplus Lines filing forms for Calendar year 2013 and adopted new procedures for filing Form BR-7 Affidavit By Insured (effective January 1, 2014)
The Board of Appeal has posted its February Hearing Schedule
National Health Care Reform: What does it mean for Massachusetts?
With the June 28, 2012 decision by the United States Supreme Court upholding the federal patient protection and Affordable Care Act, some citizens may have questions about how that law and the Massachusetts health care reform law intersect. This consumer Alert is designed to help answer such questions.
Division of Insurance Online Services
- Licensing Requirements
- Forms and Applications
- Fee Schedules
- Group Products
- Commercial Buyers
- Insurance Listings
- Qualified Associations and Group Purchasing Cooperatives
- Regulatory Information
Better Rates for Better DriversMassachusetts is now allowing auto insurers to compete for good drivers, giving consumer more choices than ever before. Competition results in better rates for better drivers across the Commonwealth. You can use our premium comparison website to see examples from each company and the range of premiums you could see if you shop around. When you are ready to actually shop for automobile insurance, use our step by step auto insurance shopping checklist. Print your copy HERE .