| Massachusetts Division of Insurance (DOI) Website |
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| Pearson Professional Assessments (Pearson) | NIPR (National Insurance Producer Registry) | State Based Systems (SBS) |
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Types of Insurance Licenses
Massachusetts offers several types of insurance licenses for individuals and businesses.
- Individual Insurance Producer: Sell, solicit, or negotiate insurance products such as life, health, property, casualty, or personal lines insurance. Learn about Individual Producer Licensing
- Business Entity Licensing: Licensing requirements for corporations, LLCs, partnerships, and other business organizations. Learn about Business Entity licensing or Learn how to Manage Your Business Entity License
- Public Insurance Adjuster: Represent policyholders during the insurance claims process. Learn about Public Insurance Adjuster licensing
- Surplus Lines Broker: Place insurance coverage with eligible non-admitted insurers when coverage is unavailable in the standard market. Learn about Surplus Lines Broker licensing
- Motor Vehicle Damage Appraiser: Inspect and estimate vehicle damage for insurance claims. Learn about Motor Vehicle Damage Appraiser licensing
- Insurance Adviser: Provide insurance advice or consulting services for compensation. Learn about Adviser licensing
- Reinsurance Intermediary Manager The authority to bind or manage all parts of the assumed reinsurance business of a reinsurerLearn about Reinsurance Intermediary Manager licensing
- Reinsurance Intermediary Broker: Act as an intermediary between insurers and reinsurers without the authority or power to bind reinsurance. Learn about Reinsurance Intermediary Broker licensing
- Life Settlement Broker: Arrange or negotiate life settlement contracts between policy owners and life settlement providers. Learn about Life Settlement Broker licensing
- Limited Lines Licenses: Specialized licenses for specific insurance products, including Portable Electronics Insurance and Self-Service Storage Insurance. Learn about Limited Lines licensing
- Bank and Credit Union Insurance Sales: Licensing requirements for banks, credit unions, and lenders that sell insurance through licensed employees, affiliates, subsidiaries, or third-party producers. Learn about Bank and Credit Union Insurance Sale
License Terms and Fees Chart
| Category | Individual Term of License | Individual Fees | Business Entity Term of License | Business Entity Fee |
|---|---|---|---|---|
| Consultant / Adviser | 3 Year | $200.00 | 1 Year | $66.66 / Per Member |
| Life Settlement Broker | 3 Year | $225.00 | 1 Year | $75.00 / Per Member, officer, employee named in application |
| Motor Vehicle Damage Appraiser | 1 Year | $50.00 | NA | NA |
| Producer | 3 Year | $225.00 | 1 Year | $75.00 / Per Member |
| Producer Add A Member Fee | NA | NA | NA | $75.00 / Per Member |
| Producer with P/C or PL LOA's | 3 Year | $300 | NA | NA |
| Reinstating Producer | 3 Year | $450.00 or $525.00 Depending on LOA's | NA | NA |
| Clearance Letter Fee | NA | $20.00 | NA | NA |
| Public Insurance Adjuster | 3 Year | $200.00 | 1 Year | $66.66 / Per Member |
| Reinsurance Intermediary Broker | 3 Year | $200.00 | 1 Year | $66.66 / Per Member |
| Reinsurance Intermediary Manager | 3 Year | $200.00 | 1 Year | $66.66 / Per Member |
| Surplus Lines Broker | 1 Year | $150.00 | 1 Year | $150.00 / Per Member |
| Bank and Credit Union Insurance Producer | NA | NA | 1 Year | $75.00 |
Insurance Examinations and Continuing Education
The Massachusetts Division of Insurance (DOI) has partnered with Pearson to administer insurance licensing examinations and continuing education (CE) services for Massachusetts insurance producers.
Continuing Education
Massachusetts resident producers must complete continuing education (CE) to maintain an active license. Find Approved Courses
General CE requirements include:
- First renewal: 60 CE credits, including 3 credits in Ethics
- Each subsequent three-year renewal: 45 CE credits, including 3 credits in Ethics
Penalty Fee Information
Failure to complete the required continuing education (CE) before your license renewal may result in the non-renewal of your license and may also subject you to monetary penalties beyond the late renewal fee, for noncompliance with the Commonwealth's continuing education requirements. Completing your CE requirements on time helps avoid delays, penalties, and interruptions to your license.
Contact Us:
General Inquiries: ProducerUpdate.Mailbox@mass.gov
Business Entity Name Approval Requests: DOINameApproval@mass.gov
Submission of Business Entity Certified Documents: DOIRegistrationDocs@mass.gov
MVDA Inquiries: MVDA.Mailbox@mass.gov