- Identity theft is a criminal offense that is used to refer to all types of crime in which someone wrongfully obtains and uses another persons personal data in some way that involves fraud or deception, typically for economic gain.
- Identity theft is the fastest growing crime in America. The FTC estimates that 27 million Americans were victims of identity theft in the past 5 years. Every 79 seconds, a thief steals someone's identity, opens accounts, and goes on a buying spree.
- Shoulder surfing, dumpster diving, and internet scheming are among the common ways identity theft is committed.
- SCAM stands for "Stingy, Check, Ask, and Maintain," which describes some basic steps you can take to reduce or minimize the risk of becoming a victim of identity theft or fraud.
- Many tech-savvy thieves use viruses and spyware capable of stealing account numbers and passwords right off your computer.
- Request a "fraud alert" be placed on your credit file from the three major credit bureaus. Check whether any fraudulent accounts were opened without your knowledge or consent. Contact all creditors with whom your name or identifying data may have been fraudulently used. More...
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