Use the chart below to check what your monthly payment should be under the SAVE plan. Your payment depends on your income and family size.
Here are tips to ensure you’re using the chart correctly:
- If your tax filing status was married filing jointly, you need to include your spouse’s income.
- If your tax filing status was married filing jointly, and your spouse also has federal student loans enrolled in SAVE, the sum of your SAVE payment and your spouse’s SAVE payment should equal the amount shown in the chart below for your combined income and family size.
- If your tax filing status was married filing separately, don’t count your spouse in your family size.

SAVE plan payments for different family sizes and adjusted gross incomes using 2024 poverty guidelines.