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The Commissioner of Banks (Commissioner) is charged with the administration of
Massachusetts General Laws chapter 93, sections 24 through 28, inclusive, applicable regulations found at 209 CMR 18.00 et seq., governing the licensing and supervision of debt collectors. Pursuant to the authority granted by Massachusetts General Laws chapter 93, sections 24 through 28, the Commissioner has investigated the activities of Professional Debt Mediation, Inc. (Professional Debt Mediation or the Corporation) with an address of 7948 Baymeadows Way, Jacksonville, Florida to determine if Professional Debt Mediation has engaged in the business of, and/or is continuing to engage in, acts or practices constituting violations of Massachusetts General Laws chapter 93. Based upon such investigation, the Division of Banks (Division) hereby issues the following CEASE DIRECTIVE (Directive) as a result of the findings alleged herein.
A. FINDINGS OF FACT
No person shall directly or indirectly engage in the commonwealth in the business of a debt collector, or engage in the commonwealth in soliciting the right to collect or receive payment for another of an account, bill or other indebtedness, or advertise for or solicit in print the right to collect or receive payment for another of an account, bill or other indebtedness, without first obtaining from the commissioner a license to carry on the business, nor unless the person or the person for whom he or it may be acting as agent has on file with the state treasurer a good and sufficient bond.
B. CEASE DIRECTIVE
BY ORDER AND DIRECTION OF THE COMMISSIONER OF BANKS:
Dated at Boston, Massachusetts, this 17th day of May, 2013
David J. Cotney
Commissioner of Banks
Commonwealth of Massachusetts