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WHEREAS, JENNA CICCONE, a licensed Massachusetts mortgage loan originator, has been advised of her right to Notice and Hearing pursuant to Massachusetts General Laws chapter 30A, section 10 and chapter 255F, section 11, and having waived those rights, entered into a STIPULATION AND CONSENT TO THE ISSUANCE OF A CONSENT ORDER ("Consent Agreement") with representatives of the Division of Banks ("Division") dated March 2, 2010, whereby, solely for the purpose of settling this matter, Jenna Ciccone agrees to the issuance of this CONSENT ORDER ("Consent Order") by the Commissioner of Banks ("Commissioner");
WHEREAS, the Division, through the Commissioner, has jurisdiction over the licensing and regulation of persons and entities engaged in the business of a mortgage loan originator in Massachusetts pursuant to Massachusetts General Laws chapter 255F, section 2;
WHEREAS, Jenna Ciccone applied for a Massachusetts mortgage loan originator license on July 30, 2009, and she was approved to originate loans for Massachusetts residential property on August 31, 2010;
WHEREAS, on March 30, 2010, pursuant to the authority granted under Massachusetts General Laws chapter 255E, section 8, the Division commenced an examination/inspection ("examination/inspection") of the books, accounts, papers, records, and files maintained by Mid-Island Mortgage Corporation, Westbury, New York, license no. MC1259;
WHEREAS, the Division's review of books and records during the examination/inspection revealed that Jenna Ciccone originated two (2) Massachusetts residential mortgage loan applications on behalf of Mid-Island Mortgage Corporation, prior to obtaining her license to originate Massachusetts residential mortgage loans; and
WHEREAS, the parties now seek to resolve by mutual agreement, the aforementioned matters.
NOW COME the parties in the above-captioned matter, the Division and Jenna Ciccone, and stipulate and agree as follows:
BY ORDER AND DIRECTION OF THE COMMISSIONER OF BANKS:
Dated at Boston, Massachusetts, this 2nd day of March, 2011
By: David J. Cotney
Commissioner of Banks