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Pursuant to the provisions of Massachusetts General Laws chapter 244, section 35B, as most recently added by Chapter 194 of the Acts of 2012, and in accordance with Massachusetts General Laws chapter 30A, section 2, a public hearing will be held on Wednesday, February 6, 2013 at 10:30 a.m., 1000 Washington Street, Hearing Room 1-E, Boston, Massachusetts, at which oral comments will be received by the Division of Banks relative to the adoption of proposed amendments to 209 CMR 56.00: Right To Cure A Mortgage Default.
The proposed amendments would: establish the process for both borrower and creditor in connection with the right to request a mortgage loan modification; set forth the actions which constitute a borrower's good faith response to a creditor's notice of the right to request a mortgage loan modification; define good faith efforts by creditors to avoid foreclosure; establish safe harbors for compliance for creditors in the loan modification process; and changes the title of the regulation to 209 CMR 56.00: Foreclosure Prevention Options. Additional changes may be made based on comments received at the public hearing or during the comment period.
Written comments may be submitted to the Division on the proposed amendments until 5:00 p.m. on Friday, February 15, 2013. A copy of the proposed amendments is available at, and copies may be obtained from, the Massachusetts Division of Banks, 1000 Washington Street, 10th Floor, Boston, Massachusetts 02118-6400 or at www.mass.gov/dob.