After a community has adopted an inspection or management plan of its own, and has been awarded the loan amount, it is now ready to provide financial assistance to homeowners within the community. A Betterment Agreement between the community and a homeowner may be used for all costs necessary to repair or replace a failed septic system including:
a. renovating the existing system;
b. hooking-up to existing sewer lines;
c. or replacing traditional septic systems with an approved Title 5 alternative system.
To apply for a betterment loan, the homeowner must submit an application and petition the Board of Health. The systems that need work and that will be funded by a loan will be selected according to the priority list of that community. The following list contains brief descriptions of tasks that coincide with any financial assistance advances. (A more detailed description is available in the main document.)
a. Inspection of the system either by Board of Health or a System Inspector
b. Submission of plans and any bids made
c. Board of Health confirms that contractor has the required permit
d. Board of Health reviews project
e. Board of Health issues a Disposal System Construction Permit for the project
Scope of Work for projects should include the following. (A more detailed description is available in the main document.)
a. Site analyses including soil and percolation tests
b. Specification of the failed components to be repaired, replaced or upgraded
c. Design of the failed components or entire system
d. Obtaining all permits
e. Seeking bids and awarding contracts
In addition, the municipality has the right to inspect the project and the owner agrees not to sue the municipality for any damage to or loss of property. The owner has the obligation to:
a. complete the project,
b. keep complete records,
c. continue any payments on the property
d. use the financial assistance only for betterment of the septic system
e. repay the loan and any applicable interest.
See more about betterments in the related guide linked below.