Allowable Excess Trade or Business Deductions

To determine if you have excess deductions please complete Schedule C-2.

Generally, taxpayers may not use excess trade or business deductions to offset interest (other than from Massachusetts banks), dividends and capital gains income. However, if the taxpayer files a Massachusetts Schedule C or a Massachusetts Schedule E, Massachusetts law allows such offsets if the following requirements are met:

  • The excess trade or business deductions must be adjusted gross income deductions allowed under MGL Ch. 62, section 2(d).
  • These excess deductions may only be used to offset income that is effectively connected with the active conduct of a trade or business or any income allowed under IRC § 469(d)(1)(B) to offset losses from passive activities.

Page updated: May 11, 2020

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