“Type A” insurers provide greater percentage discounts than “Type B” insurers. When comparing different insurers note that premium discount is just one of several price factors to consider. For example, the policyholder’s ultimate cost can be affected by dividend plans, deviations, and schedule credits, as well as other inputs to the premium calculation. Of course, there are big-picture considerations to take into account as well, such as an insurer’s or producer’s contribution to loss control.
Premium discounts are not available to employers in the Assigned Risk Pool.
Type A Discounts
| Premium Interval | Percentage Discount Applicable in Interval |
|---|---|
| First $10,000 | 0.0% |
| From $10,000 to $200,000 | 9.1% |
| From $200,000 to $1,750,000 | 11.3% |
| Above $1,750,000 | 12.3% |
Type B Discounts
| Premium Interval | Percentage Discount Applicable in Interval |
|---|---|
| First $10,000 | 0.0% |
| From $10,000 to $200,00 | 5.1% |
| From $200,000 to $1,750,000 | 6.5% |
| Above $1,750,000 | 7.5% |
| Company Name | Discount Type |
|---|---|
| Acadia Ins Co | A-type |
| Ace American Insurance Co | A-type |
| Ace Fire Underwriters Ins Co | A-type |
| Ace Indemnity Ins Co | A-type |
| Ace Property & Casualty Ins Co | A-type |
| Acig Insurance Company | B-type |
| Aim Mutual Ins Co | A-type |
| Aiu Ins Co | B-type |
| Alea North America Ins Co | A-type |
| All America Ins Co | A-type |
| Allianz Global Risks Us Ins Co | A-type |
| Allmerica Financial Alliance Ins Co | A-type |
| Allmerica Financial Benefit Ins Co | A-type |
| American & Foreign Ins Co | A-type |
| American Alternative Ins Corp | A-type |
| American Automobile Ins Co | A-type |
| American Casualty Co Of Reading Pa | A-type |
| American Compensation Ins Co | A-type |
| American Country Ins Co | A-type |
| American Economy Ins Co | A-type |
| American Employers' Ins Co | A-type |
| American Fire & Casualty Co | A-type |
| American Guarantee & Liability Ins Co | A-type |
| American Hardware Mutual Ins Co | A-type |
| American Home Assurance Co | B-type |
| American Ins Co | A-type |
| American International Pacific Ins Co | B-type |
| American Interstate Insurance Co | A-type |
| American Manufacturers Mutual Ins Co | A-type |
| American Motorists Ins Co | A-type |
| American Protection Ins Co | A-type |
| American States Ins Co | A-type |
| American Zurich Insurance Company | A-type |
| Amerisure Insurance Co | B-type |
| Amerisure Mutual Ins Co | B-type |
| Amguard Insurance Co | A-type |
| Arbella Indemnity Ins Co | A-type |
| Arbella Protection Ins Co Inc | A-type |
| Arch Insurance Company | A-type |
| Argonaut Ins Co | A-type |
| Argonaut-Midwest Ins Co | A-type |
| Arrow Mutual Liability Ins Co | B-type |
| Associated Employers Ins Co | B-type |
| Associated Indemnity Corp | B-type |
| Assurance Co Of America | A-type |
| Athena Assurance Co | A-type |
| Atlantic Charter Ins Co | A-type |
| Atlantic Mutual Ins Co | A-type |
| Atlantic Specialty Insurance Company | A-type |
| Automobile Ins Co Of Hartford | A-type |
| Axa Corporate Solutions Ins Co | B-type |
| Axa Re America Insurance Co | B-type |
| Axis Insurance Company | A-type |
| Axis Reinsurance Company | A-type |
| Bancinsure Inc | A-type |
| Bankers Standard Insurance Co | A-type |
| Beacon Mutual Insurance Co | B-type |
| Berkshire Mutual Ins Co | B-type |
| Birmingham Fire Ins Co Of Pa | B-type |
| Bituminous Casualty Corp | A-type |
| Bituminous Fire & Marine Ins Co | B-type |
| Blue Ridge Ins Co | A-type |
| Boston Old Colony Ins Co | A-type |
| Carolina Casualty Ins Co | B-type |
| Centennial Ins Co | A-type |
| Central Mutual Ins Co | A-type |
| Centre Insurance Company | A-type |
| Century Indemnity Co | B-type |
| Charter Oak Fire Ins Co | A-type |
| Chubb Indemnity Ins Co | A-type |
| Chubb National Ins Co | A-type |
| Church Mutual Ins Co | B-type |
| Cincinnati Ins Co | A-type |
| Citation Ins Co | B-type |
| Citizens Ins Co Of America | A-type |
| Clarendon National Ins Co | A-type |
| Colonial American Casualty & Surety Co | A-type |
| Commerce & Industry Ins Co | B-type |
| Commerce Ins Co | B-type |
| Commercial Casualty Ins Co | A-type |
| Commercial Ins Co Of Newark Nj | A-type |
| Connecticut Indemnity Co | A-type |
| Continental Casualty Co | B-type |
| Continental Ins Co | A-type |
| Coregis Ins Co | A-type |
| Country Casualty Ins Co | B-type |
| Country Mutual Insurance Co | B-type |
| Cumis Ins Society Inc | B-type |
| Daimlerchrysler Ins Co | A-type |
| Dallas National Insurance Company | A-type |
| Diamond State Ins Co | A-type |
| Dorchester Mutual Ins Co | A-type |
| Eastguard Ins Co | A-type |
| Electric Ins Co | NA |
| Employers Fire Ins Co | A-type |
| Employers Ins Co Of Wausau | A-type |
| Employers Mutual Casualty Co Of Ia | A-type |
| Endeavor Ins Co | A-type |
| Everest National Insurance Co | A-type |
| Everest Reinsurance Co | A-type |
| Excelsior Ins Co | A-type |
| Fairfield Ins Co | A-type |
| Fairmont Ins Co | A-type |
| Fairmont Premier Insurance Co | A-type |
| Fairmont Specialty Insurance Company | A-type |
| Farm Family Casualty Ins Co | A-type |
| Farmington Casualty Co | A-type |
| Federal Ins Co | A-type |
| Federated Mutual Ins Co | A-type |
| Fidelity & Casualty Co Of Ny | A-type |
| Fidelity & Deposit Co Of Maryland | A-type |
| Fidelity & Guaranty Ins Underwriters Inc | A-type |
| Fidelity & Guaranty Insurance Co. | A-type |
| Fire & Casualty Ins Co Of Ct | A-type |
| Firemans Fund Ins Co | A-type |
| Firemen's Ins Co Of Newark Nj | A-type |
| Firemens Ins Co Of Washington Dc | A-type |
| First Liberty Ins Corp | B-type |
| Fitchburg Mutual Fire Ins Co | A-type |
| Florists Mutual Ins Co | A-type |
| Frankenmuth Mutual Ins | A-type |
| Frontier Ins Co | A-type |
| General Casualty Ins Co Of Wisconsin | A-type |
| General Ins Co Of America | A-type |
| Genesis Ins Co | A-type |
| Glens Falls Ins Co | A-type |
| Globe Indemnity Co | A-type |
| Granite State Ins Co | B-type |
| Graphic Arts Mutual Ins Co | A-type |
| Great American Alliance Ins Co | A-type |
| Great American Assurance Co | A-type |
| Great American Ins Co | A-type |
| Great American Ins Co Of New York | A-type |
| Great Divide Insurance Company | A-type |
| Great Northern Ins Co | A-type |
| Great West Caualty Co | A-type |
| Greater New York Mutual Ins Co | B-type |
| Greenwich Ins Co | A-type |
| Guideone Mutual Ins Co | A-type |
| Hanover American Ins Co | A-type |
| Hanover Ins Co | A-type |
| Harco National Ins Co | B-type |
| Harleysville Mutual Ins Co | A-type |
| Harleysville Preferred Ins Co | B-type |
| Harleysville Worcester Ins Co | B-type |
| Hartford Accident & Indemnity Co | B-type |
| Hartford Casualty Ins Co | B-type |
| Hartford Fire Ins Co | B-type |
| Hartford Ins Co Of The Midwest | B-type |
| Hartford Underwriters Ins Co | B-type |
| Highlands Ins Co | A-type |
| Houston General Ins Co | A-type |
| Illinois National Ins Co | B-type |
| Independence Casualty Insurance Co | A-type |
| Ins Co Of Greater New York | A-type |
| Ins Co Of North America | A-type |
| Ins Co Of The State Of Pa | B-type |
| Kansas City Fire & Marine Ins Co | A-type |
| Liberty Ins Corp | B-type |
| Liberty Insurance Underwriters | A-type |
| Liberty Mutual Fire Ins Co | B-type |
| Liberty Mutual Ins Co | B-type |
| Liberty Northwest Ins Corp | A-type |
| Lm Ins Corp | B-type |
| Lumbermens Mutual Casualty Co | B-type |
| Lumbermens Underwriting Alliance | B-type |
| Main Street America Assurance Co | A-type |
| Maine Bonding & Casualty Co | A-type |
| Maine Employers Mutual Ins | A-type |
| Maryland Casualty Co | A-type |
| Massachusetts Bay Ins Co | A-type |
| Massachusetts Homeland Ins Co | A-type |
| Masswest Ins Co | A-type |
| Memic Indemnitty Company | A-type |
| Merchants Ins Co Of Nh Inc | A-type |
| Merchants Mutual Ins Co | A-type |
| Middlesex Ins Co | A-type |
| Midwest Employers Casualty Co | A-type |
| Mitsui Sumitomo Ins Co Of America | A-type |
| Montgomery Mutual Ins Co | A-type |
| Mountain Valley Indemnity Company | A-type |
| National Fire Ins Co Of Hartford | A-type |
| National Surety Corp | A-type |
| National Union Fire Ins Co Of Pittsburgh | B-type |
| Nationwide Mutual Fire Ins Co | B-type |
| Nationwide Mutual Ins Co | B-type |
| Nationwide Property & Casualty Ins Co | B-type |
| Netherlands Ins Co | A-type |
| New England Ins Co | A-type |
| New Hampshire Ins Co | B-type |
| Ngm Insurance Company | A-type |
| Niagara Fire Ins Co | A-type |
| Nipponkoa Ins Co Ltd | A-type |
| Nipponkoa Ins Co Of America | A-type |
| Norfolk & Dedham Mutual Fire Ins Co | A-type |
| Norguard Insurance Company | A-type |
| North American Elite Ins Co | A-type |
| North American Specialty Ins Co | A-type |
| North River Ins Co | A-type |
| Northern Assurance Co Of America | A-type |
| Northern Ins Co Of New York | A-type |
| Ohio Casualty Ins Co | A-type |
| Ohio Security Ins Co | A-type |
| Old Republic Ins Co | A-type |
| Onebeacon America Insurance Company | A-type |
| Onebeacon Insurance Company | A-type |
| Pacific Employers Ins Co | A-type |
| Pacific Indemnity Co | A-type |
| Paramount Ins Co | A-type |
| Patriot General Ins Co | A-type |
| Peerless Indemnity Ins Co | A-type |
| Peerless Ins Co | A-type |
| Penn Millers Ins Company | A-type |
| Pennsylvania General Insurance Company | A-type |
| Pennsylvania Lumbermens Mutual Ins Co | A-type |
| Pennsylvania Manufacturers Assoc Ins Co | A-type |
| Pennsylvania National Mutual Cas Ins Co | B-type |
| Petroleum Casualty Co | A-type |
| Pharmacist Mutual Ins | A-type |
| Phoenix Assurance Co Of Ny | A-type |
| Phoenix Ins Co | A-type |
| Pilgrim Ins Co | B-type |
| Plymouth Rock Assurance Corp | B-type |
| Preferred Professional Ins Co | A-type |
| Professional Liability Ins Co Of America | A-type |
| Property & Casualty Ins Co Of Hartford | A-type |
| Protective Ins Co | A-type |
| Providence Washington Ins Co | A-type |
| Public Service Mutual Ins Co | A-type |
| Quincy Mutual Fire Ins Co | A-type |
| Redland Ins Co | A-type |
| Regent Ins Co | A-type |
| Republic Western Ins Co | A-type |
| Republic-Franklin Ins Co | A-type |
| Royal Indemnity Co | A-type |
| Royal Ins Co Of America | A-type |
| Safeguard Ins Co | A-type |
| Safety First Insurance Company | A-type |
| Safety National Casualty Corp | A-type |
| Savers Property & Casualty Ins Co | A-type |
| Security Ins Co Of Hartford | A-type |
| Selective Ins Co Of New York | A-type |
| Selective Insurance Co Of South Carolina | A-type |
| Selective Insurance Co Of The Southeast | A-type |
| Selective Insurance Company Of America | A-type |
| Sentry Ins A Mutual Co | A-type |
| Sentry Select Insurance Co. | A-type |
| Sirius America Ins Co | B-type |
| Sompo Japan Ins Co Of America | A-type |
| St Paul Fire & Marine Ins Co | A-type |
| St Paul Guardian Ins Co | A-type |
| St Paul Medical Liability Ins Co | A-type |
| St Paul Mercury Ins Co | A-type |
| Standard Fire Ins Co | A-type |
| Star Insurance Company | A-type |
| State Farm Fire & Casualty Co | A-type |
| State National Insurance Company Inc | A-type |
| Stonington Insurance Co | B-type |
| T.H.E. Insurance Company | B-type |
| Tig Indemnity Company | A-type |
| Tig Ins Co | A-type |
| Tokio Marine & Nichido Fire Ins Co Ltd | A-type |
| Trans Pacific Ins Co | A-type |
| Transcontinental Ins Co | A-type |
| Transport Ins Co | A-type |
| Transportation Ins Co | B-type |
| Travelers Casualty & Surety Co | B-type |
| Travelers Casualty & Surety Co Of Americ | A-type |
| Travelers Casualty Co Of Connecticut | A-type |
| Travelers Casualty Ins Co Of America | A-type |
| Travelers Commercial Casualty Co | B-type |
| Travelers Commercial Ins Co | A-type |
| Travelers Indemnity Co | A-type |
| Travelers Indemnity Co Of America | A-type |
| Travelers Indemnity Co Of Ct | B-type |
| Travelers Ins Co | A-type |
| Travelers Property Casualty Co Of America | B-type |
| Truck Ins Exchange | A-type |
| Trumbull Ins Co | A-type |
| Twin City Fire Ins Co | B-type |
| Ulico Casualty Co | A-type |
| Union Ins Co Of Providence | A-type |
| United States Fidelity & Guaranty Co | A-type |
| United States Fire Ins Co | A-type |
| Universal Underwriters Ins Co | A-type |
| Utica Mutual Ins Co | A-type |
| Valley Forge Ins Co | B-type |
| Vanliner Ins Co | A-type |
| Vigilant Ins Co | A-type |
| Virginia Surety Company Inc | A-type |
| Warner Ins Co | A-type |
| Wausau Business Ins Co | A-type |
| Wausau General Insurance Co | A-type |
| Wausau Underwriters Ins Co | A-type |
| West American Ins Co | A-type |
| Westchester Fire Ins Co | B-type |
| Westport Ins Corp | A-type |
| Xl Insurance America Inc | A-type |
| Xl Specialty Ins Co | A-type |
| York Ins Co | A-type |
| Zenith Ins Co | A-type |
| Zurich American Ins Co | A-type |
Workers' Compensation Rate Deviations, Schedule Credit and Large Deductible Plans