News Know Your GIC Benefits: Contraceptives & Birth Control

The ACCESS law sets specific requirements on contraceptive coverage for all health insurance carriers in Massachusetts. Under this law, health insurance companies in Massachusetts must provide access for up to a 12-month prescription for contraceptives following an initial 3-month trial (or less) of that same prescription contraceptive.

All insurance carriers and health plans must provide at least one form of federally approved birth control in every category, with no cost sharing (i.e., no copay or coinsurance) even if you haven’t yet met your deductible. These contraceptives include:

Learn about up-to-date, approved contraceptives by the Food & Drug Administration (FDA) on the FDA Birth Control page.

If you have questions regarding your contraceptive coverage, please consult with your medical provider. If you have further questions, please contact your GIC Pharmacy Benefit Manager (PBM) for more information.

For additional information about the ACCESS law, visit the Massachusetts Division of Insurance (DOI) ACCESS Law Question and Answer.