SMART Plan for Public Employees

If you are a public service employee interested in saving for retirement, you may be eligible for our SMART Plan.

The Massachusetts Deferred Compensation 457 SMART Plan is a retirement savings program available for Commonwealth of Massachusetts state and municipal employees. Eligible employees can save and invest before-tax and after-tax dollars through salary deferrals into our wide array of low fee investments options. Take advantage of this valuable employee benefit: Save Money And Retire Tomorrow.

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