If you or a household member has a disability (or is over 60 years old), our Home Modification Loan Program (HMLP) is here to help. By providing no interest loans to make your home more accessible, HMLP can help you become more independent.
Program guidelines
Home Modification Loan Program (HMLP) helps people with disabilities (or who are over 60 years old) live independently at home. HMLP follows these guidelines:
All eligible borrowers receive a zero-interest deferred-payment loan.
Home modifications can include bathroom and kitchen upgrades, ramps, stair-lifts and/or platform lifts, sensory or therapy spaces, hard-wired alarm systems, fences, and accessory dwelling units.
Modifications do not include window, roof, heating, or septic repair.
Am I eligible?
You may be eligible for the Home Modification Loan Program (HMLP) if you:
are a Massachusetts resident,
have a disability,
have a household member or household members with a disability,
To determine if you are eligible for MRC’s Home Modification Loan Program (HMLP), visitcedac.org/find-out-if-you-qualify/ or use the contact information below:
Community Economic Development Assistance Corp.
Home Modification Loan Program
Attn: Susan Gillam
18 Tremont Street, Suite 500
Boston, MA 02108
Email: sgillam@cedac.org
Phone: 1-866-500-5599
Cell: 857-939-7227
Home modification resource directory
Visit our resource directory to learn about additional home modification programs and services.
